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GSEs See Slight Uptick in CRT Issuance, Investor Demand Holds Strong

November 21, 2024
Dennis Hollier
Fannie issuance had a healthy sequential boost but year-over-year decline, while Freddie experienced the opposite.
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Short Takes: Rate Names New Reverse Leadership / Delinquencies Continue to Rise / Housing Competition Slows / Mortgage Lender Adopts AI Tool

November 21, 2024
Shannon Clark
Rate named two new reverse-mortgage veterans to lead its reverse division.
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HUD Reviewing Potential for FHA Pricing Adjustments

November 20, 2024
Monica Hogan
FHA Commissioner Julia Gordon suggested any cut in the mortgage insurance premium would likely wait for the next administration.
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Ginnie Loan Removals Hit Level Last Seen in 2022

November 20, 2024
Namrata Bhatia
Payoffs accounted for 89.1% of total loan liquidations from Ginnie MBS in the third quarter.
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FHA Proposes Loosening Underwriting for In-Home Rental Income

November 20, 2024
Brandon Ivey
The rental income could account for up to 30% of the total income the loan applicant uses to qualify for an FHA mortgage.
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FICO Plans Price Hike Amid Rising Profits

November 20, 2024
Brandon Ivey
William Lansing, CEO of Fair Isaac, said mortgage-originations revenue at the company in the third quarter of 2024 increased by 95% compared with the third quarter of 2023.
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Short Takes: CHLA Seeks Loan-Level Pooling at Ginnie / Housing Starts Pick Up / Mortgage Demand for New Homes Up Slightly / Still Demand for Refis

November 20, 2024
Brandon Ivey
CHLA acknowledges that the shift at Ginnie will require additional funding for the agency.
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Refi Volume at GSEs Up 66.4% on Monthly Basis in October

November 19, 2024
Dennis Hollier
Deliveries of refinances to the government-sponsored enterprises jumped from $9.37 billion in September to $15.59 billion in October.
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Lenders Call on GSEs to Rescind Property Insurance Directive

November 19, 2024
Brandon Ivey
The GSEs detailed the property insurance requirements in bulletins in February, as directed by the Federal Housing Finance Agency.
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CFPB Expected to Be Busy Prior to Chopra’s Departure

November 19, 2024
Shannon Clark
While the CFPB might not move forward with rulemaking in the coming months, Director Rohit Chopra is expected to push forward with exams and advisory opinions.
Read More
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Latest Imf News

  • Subservicing Volume Down at Rocket, Cenlar in 2Q

  • Freddie Mac’s Mortgage Investment Portfolio Declines in August

  • MBS Investors Adjusting to New Score Disclosures From GSEs

  • loanDepot Selling Scratch-and-Dent Loans in Non-Agency MBS

More Imf News

Featured Data

  • Ginnie MBS Issuance Down in August as Refi Slide Continues

  • Banks Resume Adding to Mortgage Holdings in Second Quarter

  • Banks Continue to Add to Their ABS Portfolios

  • Jumbo Share of Originations Highest Since 2022

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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