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Investor Borrowers Pose Some Challenges for Servicers

July 10, 2024
James Dohnert
Investors act differently than owner-occupants in terms of servicing-related decisions.
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Short Takes: Refi Applications Fade / Lenders Concerned About Talent Management / Tandem DPA Offering / Lending in Guam

July 10, 2024
Brandon Ivey
Applications for refinances declined for the fourth consecutive week.
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Purchase Mortgages Boost Ginnie Issuance in 2Q

July 9, 2024
Monica Hogan
Issuance of Ginnie Mae mortgage-backed securities rose 19.2% in the second quarter.
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CHLA Presses CFPB to Tackle Abusive Trigger Leads

July 9, 2024
Shannon Clark
CHLA provided three key priorities for the CFPB to focus on regarding trigger leads.
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SFA Sees Non-Agency Threat in Freddie’s CES Pilot

July 9, 2024
James Dohnert
The non-agency securitization market for closed-end seconds has grown substantially in the past year as lenders look to expand their product offerings with refinance business limited.
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Cherry Hill Moves Toward Internal Management

July 9, 2024
Brandon Ivey
The move would mean breaking from the external management by Cherry Hill Mortgage Management, which is owned by Stanley Middleman, CEO of Freedom Mortgage.
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Mortgage Lock Activity Declines in June

July 5, 2024
Brandon Ivey
Locks for purchase mortgages and refinances declined in June as interest rates increased.
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Broker Channel Gains Share in First Quarter

July 5, 2024
Namrata Bhatia
In the conventional-conforming sector, the broker share grew to 22.2% in the first quarter, up from a 21.6% share the previous quarter.
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MBA: Rate Cuts Still on the Table Following Strong Jobs Numbers

July 5, 2024
Brandon Ivey
Mike Fratantoni, a senior vice president and chief economist at the Mortgage Bankers Association, stressed that headline figures from the June jobs report don't tell the whole story on employment trends.
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CFPB Fair Lending Efforts Focus on Pricing, HMDA

July 5, 2024
Shannon Clark
The CFPB completed 28 fair lending examinations or reviews on banks and nonbanks last year.
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Latest Imf News

  • Correspondents Increase Share of Nonconforming Production

  • Two Harbors to Move Forward With Merger Vote

  • Succession Plan for FHA Commissioner Unclear

  • Refi Opportunities Available Despite Rate Uncertainty

More Imf News

Featured Data

  • Ginnie Issuance Down in May as Refis Slump

  • Jumbo Servicing Volume Bumps Higher in 1Q

  • Non-Agency Jumbo Lending Drops in First Quarter

  • REITs Boost MBS Holdings, AGNC Rises to Top Investor

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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