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Fitch Maintains Top Ranking for ABS and RMBS Ratings in 4Q

February 20, 2024
John Bancroft
Fitch maintained its top ranking in rating both ABS and non-agency MBS deals issued in 2023.
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Congress Seeks to Increase Transparency in CDFI Fund

February 20, 2024
James Dohnert
New legislation would establish an ombudsman’s office to assist financial institutions navigating the CDFI application process.
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Short Takes: Ardley Launches Automatic Underwriting Product / SEC Report Cites Rating Agency Problems / Franklin Templeton Predicts Four Rate Cuts in 2024 / Home Price Appreciation May Have Peaked

February 20, 2024
James Dohnert
A new SEC report says research analysts "inadvertently" sent email with confidential pending rating action information to people outside the rating agency.
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House Republican Slams VA’s Loss-Mit Plan

February 16, 2024
Monica Hogan
“You’re not doing this program without my permission,” said Rep. Derrick Van Orden, R-WI.
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Agency Share of MI Activity Increases in Fourth Quarter

February 16, 2024
John Bancroft
New originations of loans with primary mortgage coverage fell off in the fourth quarter, with private mortgage insurers getting squeezed the most.
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Maxex Offers New Outlet for Agency-Eligible Loans

February 16, 2024
James Dohnert
Lenders can sell agency-eligible mortgages for investment properties and second homes on Maxex's platform.
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Fed Offers HMDA Compliance Tips

February 16, 2024
Shannon Clark
The Fed provided a list of “sound practices” for HMDA reporting, including recommending oversight by the bank’s board and senior management, standardized processes and training.
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Short Takes: Government Servicing Effort at MISMO / Housing Activity Slows / How Do Escrows Work? / Ratings for RTL Securitization / Publishing Break

February 16, 2024
Brandon Ivey
FHA, VA, Ginnie Mae and USDA are working with MISMO on a new servicing dataset.
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Profits Decline at Fannie in Fourth Quarter

February 15, 2024
Brandon Ivey
For the full year, Fannie's net income hit $17.41 billion, up 34.7% from 2022.
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CHLA Calls on Credit Bureaus to Reduce Prices for Soft Pulls

February 15, 2024
Brandon Ivey
The Community Home Lenders of America called on the major credit bureaus to reverse fee increases for soft credit pulls.
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Latest Imf News

  • Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

  • Income Increases at AGNC in Fourth Quarter

  • Credit Reporting Industry Supports Tri-Merge

  • GSE-Eligible Loans Flowing Into Non-Agency MBS

More Imf News

Featured Data

  • Rocket/Mr. Cooper Top UWM With GSE Deliveries

  • Lenders Shift GSE Business to Higher Quality in Fourth Quarter

  • Agency Refi Business With MI Spikes in Fourth Quarter

  • RMBS Issuance Ends Banner Year With Modest Decline

More Featured Data

Featured Reports

  • Top Mortgage Players: 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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