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ARM Originations Gain Share in Fourth Quarter

March 26, 2025
James Dohnert
An estimated $68.00 billion of adjustable-rate mortgages were originated in the fourth quarter.
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Short Takes: FHFA Policy Announcements Via X / New Home Sales Increase / New Non-QM Lender

March 26, 2025
Brandon Ivey
FHFA Director Bill Pulte is posting pictures of printed memos on X to announce FHFA policy changes.
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Fluctuations in Correspondent Share of Nonconforming Market

March 25, 2025
James Dohnert
The correspondent share of nonconforming originations fell to 9.0% in 2024, down from an 11.9% share in 2023.
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Young Latinos Pick Up Homebuying Pace

March 25, 2025
Emmeline Willey
Hispanics are becoming homeowners at a quicker rate than other ethnic or racial groups, and they’re buying at a younger age on average, a trend that looks set to continue.
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Fitch Cautious on Ratings for Home Equity Securitizations

March 25, 2025
Brandon Ivey
Fitch has avoided rating home equity investment securitizations as well as deals stocked with loans underwritten with less-than-full documentation.
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Former Freddie CEO Sees Benefits in Ending GSE Conservatorship

March 25, 2025
Dennis Hollier
David Brickman, the CEO of Freddie Mac from 2019 to 2021, argued that 16 years of conservatorship have increased inefficiencies at the GSEs.
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Short Takes: Home Price Appreciation Slows / Expanded-Credit MBS Issuance / BSI Subservicing HELOCs / CoreLogic Now Cotality

March 25, 2025
Brandon Ivey
Home prices increased by 0.2% on a monthly basis in January, according to FHFA.
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Short Takes: MSR Sales, Anyone? / An MSR First / A Due Date for the SWF / The Architects / More Board Shuffles

March 24, 2025
Paul Muolo and Dennis Hollier
Rithm on Monday closed an $878 million debt sale, this one collateralized solely by MSRs.
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FHFA Removes Reid as Freddie’s CEO

March 21, 2025
Dennis Hollier
Freddie President Michael Hutchins will step in as interim CEO.
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Ginnie Loans Push Servicing Volume Up in 2024

March 21, 2025
Brandon Ivey
The volume of single-family mortgage servicing tied to Ginnie Mae rose 7.3% on an annual basis to $2.541 trillion as of the end of 2024.
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Latest Imf News

  • GSEs Increase Issuance of Specified Pools in Second Quarter

  • Garg Out as Better’s CEO; Another Loss for Nonbank in 2Q

  • FHFA Faces Some Pushback on Duty-to-Serve Proposal

  • Angel Oak REIT Returns to Profitability in Second Quarter

More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Declines in 2Q

  • Top Ginnie Servicers See Modest Growth in 2Q

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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