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Trump Issues Housing Directive, Regulatory Review

January 21, 2025
Brandon Ivey
Trump directed federal agencies to identify ways to lower the cost of housing and expand housing supply.
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Non-Agency MBS Issuance More Than Doubles in 2024

January 21, 2025
John Bancroft
Four of the top five non-agency MBS issuers at least doubled their issuance volume on an annual basis in 2024.
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WaFd Bank Stops Originating Mortgages, Citing Several Factors

January 21, 2025
Brandon Ivey
The bank anticipates annual expense savings of $17 million from the move.
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GSE Reform Not a Top Priority for Trump Administration

January 21, 2025
Dennis Hollier
Scott Bessent, nominee to head the Treasury, didn’t mention the GSEs in his confirmation hearing last week.
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Short Takes: One Last Mortgage Enforcement Action From Chopra’s CFPB / Big Banks Offer Relief in CA / Escrow Confusion / Mortgage-Related Income Down at DR Horton

January 21, 2025
Brandon Ivey
Draper & Kramer will be prohibited from residential mortgage lending activities for five years, though the CFPB noted that Draper & Kramer wound down its operations last year.
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More Agency Servicing Shifts to Ginnie, Nonbanks

January 17, 2025
John Bancroft
Lakeview Loan Servicing remained the top agency servicer, with a $732.56 billion portfolio.
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Trump Nominates Bill Pulte for FHFA Director

January 17, 2025
Dennis Hollier
The president-elect said Bill Pulte will help “restore the American Dream for all.”
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Turner Looking to Address Housing Supply at HUD

January 17, 2025
Monica Hogan
Turner looks likely to easily be confirmed to run HUD, based on his reception by the Senate Committee on Banking, Housing and Urban Affairs.
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MBS Investor Reaction a Major Factor in GSE Reform

January 17, 2025
Dennis Hollier
It would take Congressional action to create an explicit guarantee, a scenario almost no one expects to happen.
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Short Takes: GSE Bi-Merge Transition Delayed / FHA Updates Loss-Mitigation Waterfall / Updated Damage Estimates for CA Wildfires / A&D to Acquire Flagstar’s Wholesale Business via Mr. Cooper

January 17, 2025
Brandon Ivey
The GSEs didn't provide a revised timeline for implementing bi-merge credit score policies.
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Latest Imf News

  • Jumbo Mortgages Gaining Share in Originations

  • Annaly Brings Exceptionally Large Expanded-Credit MBS

  • Non-Agency MBS Investors Showing Insatiable Demand

  • Lennar Reducing Incentives for Home Purchases

More Imf News

Featured Data

  • Agency MBS Issuance Down in May as Refinance Falters

  • Correspondent Share Slips in First Quarter of 2026

  • FHA Refis Sole Bright Spot in First-Quarter Originations

  • Banks’ Mortgage Holdings Inch Down in First Quarter

More Featured Data

Featured Reports

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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