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Calabria Suggests Legislative Actions to Reform GSEs

January 10, 2025
Dennis Hollier
If Congress takes up GSE reform, Mark Calabria, who served as director of the Federal Housing Finance Agency during the first Trump administration, has some suggestions.
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Short Takes: Turner’s Confirmation Hearing / FHA Revises Partial Claim Payoff Proposal / Real Estate Investors Eye Tariffs, Immigration / STACR Issuance From Freddie

January 10, 2025
Brandon Ivey
The nomination hearing for Scott Turner to lead HUD is scheduled for Jan. 16.
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Ally to Exit Mortgage Origination Business, Again

January 9, 2025
Brandon Ivey
While the bank was a big player in the mortgage market before the financial crisis of 2008, its mortgage business has been limited more recently.
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State Regulators Fine Bayview for Cybersecurity Issues

January 9, 2025
Shannon Clark
The company allegedly failed to fully cooperate with state regulators following a data breach.
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Fitch Suggests A-Level Rating Possible for Unleashed GSEs

January 9, 2025
Brandon Ivey
If the GSEs comply with the Federal Housing Finance Agency’s existing capital rule, maintain strong risk-adjusted earnings and uphold a dominant market presence, a stand-alone rating in the A category could be possible for the firms.
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FCI Putting Emphasis on Servicing Technology

January 9, 2025
Paul Muolo
The non-agency servicer has 32 full-time computer programmers.
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Short Takes: CFPB’s Medical Debt Rule Faces Lawsuit / Thompson Stepping Down From FHFA / Phillips Joins Freddie / Better Loses Origination Partner / Mortgage Affordability

January 9, 2025
Brandon Ivey
The CFPB's medical debt rule is facing a lawsuit and Republican leaders in Congress want to overturn the rule.
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GSE Refi Characteristics Shift in Fourth Quarter

January 8, 2025
John Bancroft
The big gains came in high-LTV refinances, which surged to 13.6% of the sample, a 7.05 percentage point increase.
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FHA Establishes Servicing Oversight Policy

January 8, 2025
Monica Hogan
The agency had never published its method of identifying servicing defects before.
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Redwood Broadens Offerings of Expanded-Credit Products

January 8, 2025
James Dohnert
Redwood is adding DSCR, bank statement and P&L loans to its Aspire correspondent platform.
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Latest Imf News

  • Jumbo Mortgages Gaining Share in Originations

  • Annaly Brings Exceptionally Large Expanded-Credit MBS

  • Non-Agency MBS Investors Showing Insatiable Demand

  • Lennar Reducing Incentives for Home Purchases

More Imf News

Featured Data

  • Agency MBS Issuance Down in May as Refinance Falters

  • Correspondent Share Slips in First Quarter of 2026

  • FHA Refis Sole Bright Spot in First-Quarter Originations

  • Banks’ Mortgage Holdings Inch Down in First Quarter

More Featured Data

Featured Reports

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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