Issues relating to credit reports accounted for 86.6% of all complaints in 2024.

Some 44.8% of survey participants project that demand for mortgages eligible for sale to the government-sponsored enterprises will increase in 2025 compared with 2024. (Most of the others surveyed think demand will remain level and only 3.4% expect demand to weaken.)

Ishbia pointed to borrowers who received mortgages between 2022 and 2024 as prime candidates for refis.

In his departure letter, Chopra said he knows the CFPB is "ready to work" with President Trump.

The increase in production was driven by interest rates, which were largely lower in 2024 than in 2023.

Income jumped by 50% on a quarterly basis at PennyMac Financial Services in the fourth quarter.

David Finkelstein, CEO and co-chief investment officer of Annaly Capital Management, said the agency MBS market is “healing well” following volatility in 2022 and 2023.

Newfi is an affiliate of asset management firm Apollo.

McCargo joined the FHLBank in June.

“We control an overnight rate,” the Federal Reserve chair noted.