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Secondary Market Wary of Swings in Regulation, Oversight

August 21, 2025
Emmeline Willey
Most lenders will likely continue to follow existing laws and maintain responsible practices, according to a managing director at a bank’s investment division.
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Short Takes: Two Harbors Shifts Servicing / Moody’s Revises Residential MBS Criteria / Home-Sale Cancellations Elevated / Toll Brothers Seeing More Traffic

August 21, 2025
Brandon Ivey
The new relationship will increase Two Harbors’ third-party subservicing business to $31 billion in unpaid principal balance.
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Retail Channel Loses Some Share in Agency Market

August 20, 2025
Andras Malatinszky
The retail segment, with a market share of 42.7%, maintained a narrow lead ahead of correspondents in the second quarter.
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Many Lenders Return to Profitability in Second Quarter

August 20, 2025
Brandon Ivey
Some 80% of the lenders in the MBA's sample turned a profit in the second quarter, the highest share since the third quarter of 2021.
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Title Insurance Association Offers New Fraud Protections for Homeowners

August 20, 2025
Brandon Ivey
The new endorsements will conceivably cost extra beyond standard title insurance.
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Closed-End Seconds From Carrington Flow Into Securitization From Sage

August 20, 2025
Brandon Ivey
Carrington hasn’t been identified in rating reports as a contributor to any securitizations of closed-end second liens issued this year.
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Short Takes: Upgrades for GSE CRT / Housing Starts Increase / Housing Market Slows in CA / Figure Stays Busy With HELOC Securitization

August 20, 2025
Brandon Ivey
“The entire portfolio has experienced overwhelmingly positive rating pressure,” Fitch said of GSE CRT issuance.
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Home Equity Loan Securitization Slows in Second Quarter

August 19, 2025
Brandon Ivey
Issuance declined by 17.8% compared with the first quarter.
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Figure Plans IPO After Recombining Business Units

August 19, 2025
Brandon Ivey
The planned IPO will help Figure expand into other markets.
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Fannie Economists Revise Interest Rate Outlook Upward

August 19, 2025
Brandon Ivey
The revised forecast projects an average interest rate of 6.5% at year-end.
Read More
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Latest Imf News

  • Servicing Portfolios Decline at Rocket, Chase in 3Q

  • Onity Adjusting MSR Acquisition Strategy, Subservicing

  • Ending GSE Conservatorship by 2028 Looks Unlikely

  • Consumer Advocates Seek Stronger Regulation of HEIs

More Imf News

Featured Data

  • Top Ginnie Servicers Increase Portfolios in Third Quarter

  • Major Lenders Pull Back on ECM MBS in 3Q

  • Resets Drive CLO/CDO Issuance Higher in 3Q

  • Originations Tumble 16% in Third Quarter

More Featured Data

Featured Reports

  • Mortgage Profitability Report 2Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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