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Senate Passes Housing Bill; Outlook Uncertain

March 13, 2026
Brandon Ivey
The MBA is seeking changes to some provisions when the House takes up the bill.
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Uncertainty Tied to Iran Conflict Pushes Mortgage Spreads Wider

March 13, 2026
Dennis Hollier
Interest rates on mortgages are back above where they were before President Trump directed the GSEs to buy $200 billion of MBS.
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Better’s Losses Increase Slightly in Fourth Quarter

March 13, 2026
Brandon Ivey
Loveen Advani, chief financial officer at Better, projected that the company will hit breakeven status by the third quarter of 2026, when looking at earnings before interest, taxes, depreciation and amortization.
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Short Takes: Single-Family Housing Starts Decline / Headwinds Persist / CHLA Working on Proposal

March 13, 2026
Brandon Ivey
Starts of single-family homes declined by 2.8% on a monthly basis in January.
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MBA Pulls Support for Housing Bill, Seeks Changes

March 12, 2026
Brandon Ivey
The two biggest issues the MBA has with the bill in the Senate involve loan limits for FHA multifamily mortgages and provisions in an effort to limit institutional ownership of single-family properties.
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Repurchase Activity Declines at Banks in Fourth Quarter

March 12, 2026
Brandon Ivey
Western Alliance completed the most repurchases among banks in 2025 with $109.1 million in volume, a 48.0% jump on an annual basis.
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FICO 10T Data Sharing With GSEs Progressing

March 12, 2026
Dennis Hollier
“The process for the data publication is now with the GSEs,” FICO said.
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Income Up, Production Down in 4Q at Velocity

March 12, 2026
Abby Zimmardi
Velocity Financial's income increased by 37.1% in the fourth quarter, while loan production declined by 14.1% from the third quarter.
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Short Takes: UWM Touts Benefits for Two Harbors Shareholders / CrossCountry Forms Builder Division / Margins Decline at Homebuilder / Iran Conflict and Home Purchases

March 12, 2026
Brandon Ivey
There are indications that some Two Harbors shareholders will oppose the planned acquisition by United Wholesale Mortgage because it’s an all-stock deal and UWM’s stock is trading near the lowest level it’s been at since UWM became a publicly traded company in early 2021.
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Agency MBS Issuance Declines by 17% in February

March 11, 2026
John Bancroft
Both purchase-mortgage volume and refinances declined on a monthly basis in February.
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Latest Imf News

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Featured Data

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