The share of first-lien originations that were adjustable-rate loans increased by 320 basis points in 2025, according to a recent Inside Nonconforming Markets ranking and analysis.

UWM called Two Harbors a "melting ice cube" in a statement shared after the REIT announced it will move forward with an acquisition bid from CrossCountry Mortgage.

The Mortgage Bankers Association urged VA to adopt lender-generated documentation and bulk invoicing because loan-specific invoices are often not available.

Homes were less affordable than historical averages in 97% of counties in the first quarter of 2026, according to a recent report by ATTOM.

NEXA's new initiative would allow originators to share in recurring revenue streams tied to loan performance.

Some $279.0 billion of home equity loans were originated in 2025.

Patrick Zondervan, executive director of the VA Loan Guaranty Service, said the agency was “absolutely willing” to examine its appraiser requirements.

As part of the agreement, CrossCountry paid $25.4 million to United Wholesale Mortgage, a termination fee to end the acquisition agreement UWM had with Two Harbors.

Loans backing the securitization included both VantageScore 4.0 and Classic FICO.

Nine expanded-credit MBS deals hit the market this week. The number the week before: one.