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Bank Servicing for Others Declines to Level Seen in 2006

February 26, 2026
Brandon Ivey
Banks had $2.82 trillion of servicing for others at the end of 2025, down 0.6% from the end of September.
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UWM’s Stock Price Falters After Strong 4Q Earnings

February 26, 2026
Brandon Ivey
United Wholesale Mortgage’s share price declined by nearly 9% Wednesday.
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Homebuilder Hovnanian Sees Shift in Incentive Usage

February 26, 2026
Brandon Ivey
Incentives offered by Hovnanian Enterprises for home purchases appear to be levelling off.
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Oregon-Based Bank to Stop Offering Mortgages

February 26, 2026
Brandon Ivey
Ryan Dempster, president and CEO of Willamette Valley Bank, cited competition and elevated interest rates as factors that drove the bank away from mortgage lending.
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Short Takes: Delinquencies Decline / Affordability Measure Declines for First Time in 7 Months / Fairway to Launch Insurance Agency / Income Rises at Cherry Hill

February 26, 2026
Brandon Ivey
The total delinquency rate declined by 3 basis points on a monthly basis to 3.65% as of the end of January, according to Intercontinental Exchange.
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Delinquencies Spike at Large Servicers in Fourth Quarter

February 25, 2026
Brandon Ivey
According to Inside Mortgage Finance’s Large Servicer Delinquency Index, the overall delinquency rate increased by 46.6 basis points from the end of September, hitting 3.29% at the end of 2025.
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UWM Posts Major Increase in Income in Fourth Quarter

February 25, 2026
Brandon Ivey
The spike in income compared with the third quarter was largely due to changes in the value of mortgage servicing rights.
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GSE MBS Purchases Cloud Outlook for Conservatorship

February 25, 2026
James Dohnert
Experts speaking at SFVegas this week think the White House's interest in removing the GSEs from conservatorship could be dwindling.
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Income Stable at Angel Oak’s REIT in Fourth Quarter

February 25, 2026
Brandon Ivey
Angel Oak Mortgage REIT generated $11.3 million of net income in the fourth quarter of 2025.
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Short Takes: No New Housing Proposals From Trump / Applications Level / ‘Real’ Home Prices Negative / Optimal Blue Creates Virtual Economist

February 25, 2026
Brandon Ivey
“Low interest rates will solve the Biden-created housing problem while at the same time protecting the values of those people who already own a house,” President Trump said.
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Latest Imf News

  • Trump Issues Executive Order to Expand Mortgage Lending

  • UWM Takes Top Issuer Spot for Ginnie MBS

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Featured Data

  • FHA, VA Refi Endorsements Soar in Fourth Quarter

  • First-Lien Holdings at Banks Continue to Rise in 4Q

  • Select Portfolio Loses Some Servicing Market Share in 4Q

  • Agency Market Phones It In, Rate Refis Slow in February

More Featured Data

Featured Reports

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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