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Inside the CFPB
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Class-Action Against Navy Federal Revived by Court

February 23, 2026
Shannon Clark
An appeals court ruled that a lower court denied class allegations in a lawsuit against Navy Federal Credit Union too early on in the case.
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Consumer Advocates Criticize HUD Discriminatory Effects Proposal

February 23, 2026
Shannon Clark
Consumer advocates called on HUD to withdraw the proposal, noting that if finalized, it would undermine the agency’s enforcement of the Fair Housing Act’s protections against unlawful discrimination.
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CFPB Undergoes Major Financial Changes in FY25

February 23, 2026
Shannon Clark
Auditors gave the CFPB’s 2025 financial statements a “clean” opinion even though the bureau reported significant financial changes under new leadership.
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White House Claims CFPB Cost Consumers Up to $369 Billion

February 23, 2026
Shannon Clark
The White House Council of Economic Advisers determined that since 2011, the CFPB’s regulatory burden has cost consumers between $237 billion and $369 billion. A CFPB booster disputes the analysis.
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CFPB Disputes GAO’s Recap of Changes at Bureau

February 23, 2026
Shannon Clark
The GAO detailed all significant events that occurred at the CFPB as part of its reorganization efforts between February and August 2025. The bureau disputed the accuracy of the report.
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District Court in Washington Refuses to Block State SPCP

February 23, 2026
Shannon Clark
The Foundation Against Intolerance and Racism claimed that a Washington state special purpose credit program violated a clause of the 14th Amendment by using race-based criteria for eligibility.
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Other News in Brief

February 23, 2026
Shannon Clark
District court dismisses mortgage discrimination class action; PACE rule will take effect March 1 after court approval; Warren launches inquiry into “anti-consumer practices” in the auto lending industry.
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Credit Card Complaints to CFPB Drop in 4Q

February 9, 2026
Shannon Clark
While several complaint categories saw increases during the fourth quarter, consumer issues tied to student loans and credit cards declined. (Includes two data tables.)
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CFPB Likely to Shift Completely to Virtual Exams

February 9, 2026
Shannon Clark
The bureau, according to media reports, will conduct all supervisory examinations virtually in 2026.
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CFPB Makes Changes to Consumer Complaint Portal

February 9, 2026
Shannon Clark
Before submitting a complaint against a credit reporting agency about inaccurate or incomplete information, borrowers will have to first dispute the information directly with the credit or consumer reporting agency.
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