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Inside the CFPB
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Mortgage Complaints to CFPB Hold Steady in Second Quarter

July 27, 2026
Shannon Clark
Servicing and loan modification issues continued to account for the majority of complaints filed with the bureau in the second quarter of 2026, including a rise in issues involving mods. (Includes two data tables.)
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CFPB Director Nominee Distances Himself From Vought

July 27, 2026
Shannon Clark
At his nomination hearing last week, Brian Johnson said his decisions at the CFPB will not be influenced by that of his predecessor.
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Vought Calls for Legislative CFPB Reform

July 27, 2026
Shannon Clark
The draft CFPB Reform Act, which is backed by CFPB Acting Director Russell Vought and House Republicans, seeks to bring the agency under the appropriations process, among other reforms.
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CFPB Weighs Changes to Mortgage Disclosures

July 27, 2026
Shannon Clark
The bureau has called for feedback regarding the TILA-RESPA Integrated Disclosure rule, issues involving reverse mortgages and fee disclosure tolerance thresholds.
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Technology Looks to Propel State Supervision

July 27, 2026
Shannon Clark
Brandon Milhorn, president and CEO of the Conference of State Bank Supervisors, said technology can completely change how state examinations are conducted.
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Democrats Blast Vought Over CFPB Actions

July 27, 2026
Shannon Clark
Democrats in Congress demanded that CFPB Acting Director Russell Vought justify the actions he’s taken to reshape the bureau during his tenure.
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Regulators Warn Against Lending to Certain Noncitizens

July 27, 2026
Shannon Clark
Federal agencies warned that lending to non-work-authorized individuals presents elevated credit risks because their ability to generate income and maintain employment may be subject to greater uncertainty.
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Other News in Brief

July 27, 2026
Shannon Clark
Former CFPB enforcement leaders launch law firm; Democrats question CFPB complaint portal changes; New California agency led by former CFPB Director Rohit Chopra launches.
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CFPB to ‘Streamline’ Regulations, Help Small Businesses

July 13, 2026
Brandon Ivey
The CFPB is planning a number of rulemaking activities across financial sectors. Many of the actions aim to reduce regulatory burdens.
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House Committee Advances Bill Favoring Credit Resellers

July 13, 2026
Shannon Clark
If enacted, the Fair Credit Reporting Reseller Accuracy Act would ensure that credit report resellers report data to the “maximum accuracy possible.” The bill has bipartisan support.
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