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Inside the CFPB
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Consumer Advocates Sue CFPB Over Section 1071 Final Rule

August 4, 2025
Shannon Clark
The lawsuit calls on a district court to require the CFPB to begin collecting and publishing small business lending data.
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Trigger Leads Ban Bill Heads to President’s Desk

August 4, 2025
Namrata Bhatia
The Senate over the weekend unanimously approved the House version of the Homebuyers Privacy Protection Act.
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Other News in Brief

August 4, 2025
Shannon Clark
A New York appeals court will consider a case involving the constitutionality of the state’s Foreclosure Abuse Prevention Act; Academy Mortgage settles sexual harassment charge; Republicans revisit limiting the CFPB’s reach on insurance.
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Credit Reporting Complaints Rise in Second Quarter

July 21, 2025
Shannon Clark
Most of the complaint categories saw small moves during the second quarter, but consumer discontent regarding credit reporting stood out. (Includes two data tables.)
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House Republicans Introduce Slew of CFPB-Focused Bills

July 21, 2025
Shannon Clark
The bills seek to scale back activities at the CFPB, including proposals aimed at Section 1071 small business lending data collection.
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Republicans in House Plan Major Rollback of DFA

July 21, 2025
Shannon Clark
House Republicans want to put a stop to the CFPB’s “regulation by enforcement” among other efforts aimed at scaling back the Dodd-Frank Act.
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Bank Regulators Issue New CRA Final Rule Proposal

July 21, 2025
Shannon Clark
The federal banking agencies believe returning to the 1995 CRA regulation is the “the most effective” way to provide certainty regarding CRA requirements.
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CFPB Withdraws Rule to Nix State Enforcement Notice

July 21, 2025
Shannon Clark
The final rule would have rescinded procedures that require a state official to notify the bureau when they take action to enforce the Consumer Financial Protection Act.
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States Ramp Up CRA Efforts as Federal CRA Falls Back

July 21, 2025
Shannon Clark
New Jersey is the latest state to introduce legislation to establish its own version of the Community Reinvestment Act.
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New California Law to Stall Legitimate Foreclosures

July 21, 2025
Shannon Clark
The new law addresses foreclosures on “zombie” second mortgages and creates new standards for subordinate mortgage servicers.
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