A proposal issued by federal regulators last week to ease certain standards for capital and liquidity will likely prompt banks to reduce their holdings of MBS, according to industry analysts. The complex proposal could prompt a $65.0 billion reduction in bank holdings of MBS, according to estimates by the Federal Reserve and Wells Fargo Securities.

The implication is that declining originations, plummeting refinancing volume and razor-tight profit margins are causing consternation at Ginnie…

The CFPB and FHFA have been compiling the survey data but have never released the results.

The first move expected is a possible lowering of GSE loan limits...

FHA is considering its Mortgagee Review Board as an alternative to the FCA in meting out penalties...

UBS said the Department of Justice intends to file a civil complaint against the company relating to pre-crisis MBS issuance...

Ditech said it has no plans to appeal the NYSE’s decision.

Analysts see the expiration of the QM patch as having a lesser effect on the non-agency market and a greater impact on FHA...

Will Rep. Maxine Waters tackle GSE reform?

One observer with clients who received the letter, said: “This has spooked the horses.”