Industry experts said it’s unclear what actions the CFPB will pursue while waiting for Brian Johnson to be confirmed as CFPB director.

Consumer complaints filed with the bureau about lending services increased across all categories except for student loans during the third quarter of 2026. (Includes two data tables.)

In 2025, the CFPB didn’t engage in any fair lending supervisory or enforcement activity; instead, it closed about 180 prior supervisory actions related to fair lending.

Some 500 consumer advocates have called on the OCC and the FDIC to scrap their Community Reinvestment Act proposal. Trade groups representing banks support the proposal and offered some recommendations.

At Better Markets, Larry Lee, a former CFPB senior counsel, plans to focus on how the CFPB’s policies impact consumers.

HUD is investigating whether Wells Fargo’s special purpose credit program targeting Black homeowners and its commitment to close racial gaps in homeownership violated the Fair Housing Act.

The CFPB argued that a district court properly awarded restitution in a 2020 lawsuit against a defunct student-loan debt-relief telemarketer and its operator.

Waterstone Mortgage agrees to resolve overcharge allegations; CFPB to look into debanking at top banks; Federal Reserve examiners frequently cited HMDA and CRA violations in 2025.

An Oregon district court judge last month held that the combined earnings of the Federal Reserve refers to the central bank’s revenue before expenses are subtracted.

MISMO’s mortgage-specific AI framework isn’t the only option the mortgage industry can use for governance.