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Home » Topics » Inside The GSEs » Regulation

Regulation
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Smaller Lenders See Risks and Rewards in GSE Reform

April 11, 2025
Dennis Hollier
Smaller shops may support an end to the GSE conservatorships, but only if it’s done in a way that preserves pricing parity, avoids additional charters and maintains the cash window.
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HomeReady, Home Possible Look Set to Continue

April 11, 2025
Dennis Hollier
FHFA’s ban on the GSEs’ use of special purpose credit programs doesn’t appear to apply to HomeReady or Home Possible, neither of which has a racial or ethnic requirement.
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Fannie Fires 100+ Employees for Unethical Conduct

April 11, 2025
Dennis Hollier
FHFA Director Pulte said fired Fannie employees were abusing their remote work status and, in some instances, fraudulently misusing the company’s matching gift program.
Read More

GSE Roundup

April 11, 2025
Dennis Hollier
Personnel moves at GSEs; Pulte warns lenders; GSE capital markets update; new reports from FHFA’s OIG.
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FHFA Rescinds Numerous Biden-Era Policies

March 28, 2025
Dennis Hollier
FHFA under the leadership of Bill Pulte has rescinded, deleted or closed at least eight agency directives without providing notice on the agency’s website or announcing the changes in a press release.
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Pulte Slashes FHFA Staff, Revamps GSEs’ Boards

March 28, 2025
Dennis Hollier
The new FHFA director’s whirlwind first week resulted in widespread staffing cuts at the regulator and a dramatic change in leadership at the GSEs. So far, criticism has been muted.
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GSE Graybeards Contemplate End of Conservatorship

March 28, 2025
Dennis Hollier
Former Fannie and Freddie CEOs question the durability and utility of the uniform MBS in a post-conservatorship mortgage market.
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Mortgage Industry Revives Criticism of Credit Score Changes

March 28, 2025
Dennis Hollier
Trade groups want FHFA to conduct a cost/benefit analysis before implementing the long-awaited shift from Classic FICO to FICO 10 T and VantageScore 4.0.
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FHFA in Compliance With GSE Employee Retention Awards

March 28, 2025
Dennis Hollier
An OIG report noted that FHFA has been following appropriate procedures when it reviews GSE proposals for employee retention awards.
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Pulte Hires Former Vance Staffer

March 28, 2025
Dennis Hollier
Aaron Kofsky has joined FHFA’s Division of Housing Mission and Goals.
Read More
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