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Home » Topics » Inside The GSEs » Regulation

Regulation
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Fannie Reviews Guidelines for Borrower-Initiated ROVs

September 12, 2025
Dennis Hollier
Borrowers have a right to request a reconsideration of value if they feel an error has been made by the appraiser. But it’s not an open-ended process; they can only initiate one ROV for each appraisal report.
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Pulte Puts GSEs’ Valuation at $1 Trillion

August 29, 2025
Dennis Hollier
Trump administration hinted a GSE stock sale might resemble its recent Intel deal, potentially seeding a national sovereign wealth fund.
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FHFA Publishes 2025 Stress Test Results of the GSEs

August 29, 2025
Dennis Hollier
Stress tests show that, even under scenarios considerably worse that the 2008 financial crisis, Fannie Mae and Freddie Mac would likely remain profitable and continue to support the mortgage market.
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Rocket-Mr. Cooper Merger Approval Comes With a Rider

August 29, 2025
Dennis Hollier
Regulatory approval of the merged company creates the second-largest GSE seller and by far the largest GSE servicer.
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Consumer Groups Oppose Crypto in GSE Underwriting

August 29, 2025
Dennis Hollier
Critics claim the volatility of cryptocurrency valuations and exposure to fraud would undermine the safety and soundness of Fannie Mae and Freddie Mac.
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Competing Research at VantageScore and FICO

August 29, 2025
Dennis Hollier
Conflicting data from the two credit score giants muddy the waters about which best serves the GSEs and a mortgage industry eager for more competition.
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Condo Associations Push for Leniency in GSE Lending

August 29, 2025
Dennis Hollier
Eligibility requirements put in place by the GSEs in the wake of the 2021 collapse of a condo tower in Florida continue to hobble sales and burden condo associations with high insurance and maintenance costs.
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GSE Roundup

August 29, 2025
Dennis Hollier
Mortgage insurers ready for VantageScore 4.0; Fannie Mae announces results of NPL sale; delinquencies down for STACR pools, up for CAS pools.
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More Uncertainty About Future of GSEs

August 15, 2025
Dennis Hollier
Industry insiders worry that mixed signals from the Trump administration makes complex decisions, like ending the conservatorship, more difficult.
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Pulte Talks Crypto, Credit Scores and LLPAs

August 15, 2025
Dennis Hollier
The FHFA director detailed his priorities for the GSEs at a webinar this week.
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