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Inside The GSEs
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FSOC Renews Call for FHFA Oversight of Third Parties

December 13, 2024
Dennis Hollier
The council highlighted fintechs and nonbank mortgage servicers as potential threats to financial stability during times of stress.
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Advocacy Group Criticizes GSEs’ Equitable Housing Finance Plans

December 13, 2024
Dennis Hollier
The National Community Reinvestment Coalition urged the GSEs to provide more analysis and demographic data.
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FHLBank Leadership Playing Musical Chairs

December 13, 2024
Dennis Hollier
Retiring FHLBank New York CEO Jose Gonzalez is set to be replaced by current Office of Finance CEO Randy Snook.
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Fannie, Freddie Loan Limits Increase by 5.2% for 2025

November 27, 2024
Dennis Hollier
In some high-cost areas, Fannie Mae and Freddie Mac will be eligible to purchase mortgage loans as high as $1,209,750 for one-unit properties in 2025.
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Industry Protests GSEs’ New Insurance Verification Process

November 27, 2024
Dennis Hollier
Industry trade groups want FHFA to rescind recently issued GSE guidelines and related surveys, and instead use the request-for-input process to make policy changes.
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Bipartisan Congressional Group Protests Title Waivers

November 27, 2024
Dennis Hollier
The Congressional Real Estate Caucus, supported by most of the mortgage industry trade groups, urged FHFA to suspend its title waiver pilot.
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GSEs Release Three-Year Equitable Housing Finance Plans

November 27, 2024
Dennis Hollier
Both enterprises plan for expanded use of SPCPs and downpayment assistance programs to lower the cost of getting a mortgage for low- and moderate-income borrowers.
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FHFA Releases Updated DTS Plans for GSEs

November 27, 2024
Dennis Hollier
Fannie and Freddie have detailed how they plan to meet their obligations to provide liquidity and credit access to underserved communities.
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FHFA Hikes GSEs’ Multifamily Caps for 2025

November 27, 2024
Dennis Hollier
Although Fannie Mae and Freddie Mac failed to reach their multifamily volume caps in 2022, 2023 and probably 2024, FHFA raised the caps from $140 billion to $146 billion for 2025.
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GSEs Seen as Avenue for Property Insurance Reform

November 27, 2024
Dennis Hollier
Urban Institute researchers suggest the GSEs push for universal flood insurance requirements and multiyear home insurance policies.
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