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FHFA Postpones Deadline on UAD 3.6

October 2, 2026
Dennis Hollier
Fannie Mae and Freddie Mac will allow lenders to continue submitting UAD 2.6 appraisal reports through May 19, 2027.
Read More

OIG Finds Weaknesses in FHFA’s Network Security

October 2, 2026
Dennis Hollier
Although tensions between the FHFA and its OIG are high, the IG team continues to crank out examinations and audits, including four released this week.
Read More

FHFA Reinforces GSE Policy on Reconsiderations of Value

October 2, 2026
Dennis Hollier
The agency confirmed that its policy related to disputed appraisals complies with 21st ROAD to Housing Act requirements.
Read More

GSE Roundup

October 2, 2026
Dennis Hollier
Bill Pulte’s claim about home prices; Sagent taps Bon Salle as chair; Fannie NPL sale.
Read More

FICO 10T Seen as Having Slight Edge on VS4 Scores

September 24, 2026
Dennis Hollier
A new study by UI housing researchers shows that VantageScore 4.0 and FICO 10T significantly outperform Classic FICO. 10T also outperforms VS4, but by a much smaller margin.
Read More

GSEs Publish VS4 Pricing Grids, LLPA Reforms Linger

September 18, 2026
Dennis Hollier
Even though FHFA Director Bill Pulte spent much of last year floating the idea of LLPA reform as a way to lower the cost of a mortgage, the new LLPA grids for VantageScore 4.0 were not accompanied by a reduction in fees for Classic FICO loans.
Read More

Some Confusion About Credit Score Changes

September 18, 2026
Dennis Hollier
Industry stakeholders say credit score changes are positive, but still face operational and market challenges.
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Private MIs in Pulte’s Crosshairs

September 18, 2026
Dennis Hollier
The FHFA director claims private mortgage insurers are excessively profitable and should return some of that money to consumers.
Read More

FHFA Ordered to Release Documents in FOIA Case

September 18, 2026
Dennis Hollier
The agency must release 1,746 documents requested by FOIA specialist Jason Leopold because it failed to adequately demonstrate foreseeable harm from their release.
Read More

Credit Scores Depend on More Than the Model

September 18, 2026
Dennis Hollier
New research suggests that as much as a third of the difference in a loan’s VantageScore 4.0 score and its FICO 10T score is unrelated to the credit-scoring model.
Read More
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