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Inside The GSEs
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GSEs Tout Updated Appraisal Process

September 6, 2024
Dennis Hollier
New appraisal process will replace nine forms with a single, dynamic, data-driven form that works for all single-family residential properties.
Read More

Freddie Updates Fraud Reporting Requirements

September 6, 2024
Dennis Hollier
The mortgage giant has implemented a requirement that seller/servicers maintain and share records of the types of fraud they see as well as any specific fraud cases they’re aware of.
Read More

GSEs Provide Details on New Multifamily Tenant Protections

September 6, 2024
Dennis Hollier
Landlords who repeatedly fail to provide tenants the new enterprise protections could be subject to a 0.20% penalty on their original loan amount or even a default.
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Freddie to Sell $233 Million in NPLs

September 6, 2024
Dennis Hollier
The mortgage giant announced a non-performing loan sale and the results of its latest STACR tender offer.
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Fannie Expands Eligibility for Green MBS Program

September 6, 2024
Dennis Hollier
Lenders will soon be able to deliver their own green MBS into Fannie’s green MBS program. Currently, only whole loans are accepted.
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Fannie Chief Economist Duncan Set to Retire

September 6, 2024
Dennis Hollier
Doug Duncan will step down as chief economist Sept. 22.
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FHLBank Profits Decline in the Second Quarter

August 23, 2024
Dennis Hollier
All but one of the regional banks experienced a sequential decline in net income, but most reported an increase in voluntary contributions to mission-related activities. (Includes data table.)
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Member Lending Reverses Course at the FHLBanks

August 23, 2024
Dennis Hollier
Although outstanding advances increased slightly in the second quarter, most large banks and thrifts cut FHLBank borrowing from first-quarter levels. (Includes two data tables.)
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Updated PMIERs Not Expected to Impact Insurers

August 23, 2024
Dennis Hollier
Even with the implementation of new asset haircuts and other restrictions into the private mortgage insurance eligibility requirements framework, GSE-approved insurers say they will still have large available asset buffers.
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GSEs' 2025-2027 Housing Goals Reflect Market Realities

August 23, 2024
Dennis Hollier
FHFA’s proposed rule responds to market trends that have made it difficult for the GSEs to meet their benchmark goals.
Read More
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