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Inside The GSEs
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Fannie Examines ‘Heirs’ Property’ Issues

July 26, 2024
Dennis Hollier
The mortgage giant worked with the Housing Assistance Council to estimate the scale of the tangled title problem and begin to look for solutions.
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Debate Continues Over Freddie Second-Lien Pilot

July 12, 2024
Dennis Hollier
Supporters of the program say the expanded use of second mortgages is a less costly way for homeowners to access their home equity when interest rates are high. But they worry about the pilot’s restrictions.
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FHFA Adds Five Proposed Rules to its Regulatory Agenda

July 12, 2024
Dennis Hollier
Two of the new proposed rules are directed at Fannie Mae and Freddie Mac. The other three relate to the Federal Home Loan Banks.
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GSEs Release Historical VantageScore 4.0 Data

July 12, 2024
Dennis Hollier
The data release is a critical step in the enterprises’ long-awaited and controversial transition to a new credit score model.
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FHFA Strengthens GSEs' Loss Reporting Requirements

July 12, 2024
Dennis Hollier
A new advisory bulletin from FHFA spells out how the enterprises must respond to a “high-severity operational loss event.”
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A New Twist in the AOL Debate

July 12, 2024
Dennis Hollier
Ironically, providers of attorney opinion letters — an alternative to title insurance — may need insurance to compete with title insurers.
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Fannie Touts Success of Social MBS

July 12, 2024
Dennis Hollier
Researchers say Fannie’s new social index serves as a successful spec pool story, generating meaningful pay-ups for social bonds that can help subsidize mission-related activities.
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GSEs to Require Tenant Protections for Multifamily Properties

July 12, 2024
Dennis Hollier
Despite thousands of responses to its RFI, FHFA has settled on a list of protections that is unlikely to make tenants feel much safer.
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Another FHLBank Adopts VantageScore 4.0

July 12, 2024
Dennis Hollier
The FHLBank of Chicago followed the FHLBank of San Francisco in accepting mortgage collateral that uses the new credit score model.
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Fannie to Get a ‘New’ Head of Fair Lending

July 12, 2024
Dennis Hollier
Patrice Ficklin is leaving the CFPB to return to Fannie after a 15-year absence.
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