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Inside The GSEs
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Post-Hurricane Mortgage Performance for GSE Borrowers

November 27, 2024
Dennis Hollier
An extra inch of rainfall during a hurricane increases the severe delinquency rate of GSE borrowers by about 0.013%.
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Future of the GSEs Depends on Trump Appointees

November 15, 2024
Dennis Hollier
Mortgage industry stakeholders speculate about who Trump will nominate to oversee Fannie Mae and Freddie Mac and determine whether they remain in conservatorship or are re-privatized.
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CBO Examines Subsidies From GSEs’ Housing Goals

November 15, 2024
Dennis Hollier
The reduction in fees for mortgages on homes that qualify for the GSEs’ housing goals are estimated to increase Fannie and Freddie acquisitions by 37,000 loans in 2025.
Read More

Trade Groups Protest Yet Another FICO Price Increase

November 15, 2024
Dennis Hollier
Industry trade groups noted that the increase comes on top of a 400% price hike over the past two years. They also argued that the credit re-porting bureaus will inevitably add additional price hikes.
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Partial Ruling for Freddie in Insurance Lawsuit

November 15, 2024
Dennis Hollier
Freddie Mac failed to win a complete summary judgment against an insurer who declined to pay claims related to a 2008 SEC investigation. The judge’s ruling makes it more likely the case goes to trial and discovery.
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Fannie and Freddie Tweak Requirements for Appraisal Reporting

November 15, 2024
Dennis Hollier
Appraisers will now have to cite the market analysis they used to support their overall market trend assumptions.
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GSEs, FHLBanks Expand Mortgage Credit on Tribal Lands

November 15, 2024
Dennis Hollier
The GSEs hope FHLBanks can raise awareness of their programs to improve access to mortgage credit for Native Americans.
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FHFA Appoints Nahrwold as Deputy Director of DER

November 15, 2024
Dennis Hollier
Victoria Nahrwold, a 25-year NCUA veteran, is now heading FHFA’s Division of Enterprise Regulation.
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Fannie Mae Appoints Stowell as Board Member

November 15, 2024
Dennis Hollier
Scott Stowell, who serves on the board of homebuilding giant Toll Brothers, is now a member of the Fannie Mae board.
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Freddie Expands Repurchase Alternative Pilot to All

November 1, 2024
Dennis Hollier
In a busy week at the Mortgage Bankers Association’s annual conference, Freddie Mac rolled out an expansion of its repurchase alternative pilot. Officials also defended the closed-end second-lien pilot.
Read More
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