MBA revisits complaints about a new regulation that requires the GSEs to certify that third-party service providers are compliant with FTC rules covering unfair or deceptive acts or practices.

Researchers estimate that extending the TCCA fee for two years and reducing the size of conforming loan limits would reduce the federal deficit by nearly $15 billion over 10 years.

Trade groups point out that it sometimes takes days for lenders to get their collateral back after paying off a Fed advance.

Freddie repurchases dropped in the third quarter as the GSE changed how it classifies loans with defects that have been cured by the seller. Withdrawn buyback claims were up. (Includes three data tables.)

Ginnie MBS issuance outpaced the GSEs beginning in 2022, a trend that holds to this day. (Includes two data tables.)

Some industry groups are calling for a legislative solution to ending the conservatorships; others say FHFA and Treasury can do it themselves.

Although FHFA’s re-proposed rule takes into account many industry comments, stakeholders are seeking more clarification.

A new bulletin includes details on Freddie’s fee-only repurchase alternative, cybersecurity requirements and other issues.

The $2,500 credit will remain available to borrowers who aren’t first-time homebuyers through February 2025.