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Inside The GSEs
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Lock-In Effect From Low Interest Rates Worsens

September 20, 2024
Dennis Hollier
Federal Housing Finance Agency researchers recently updated the number of home sales lost to the “lock-in” effect to 1.7 million units.
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PNC Veteran Takes the Helm at Freddie Mac

September 20, 2024
Dennis Hollier
With Diana Reid taking charge as CEO of Freddie Mac, women now run four of the most important agencies in housing finance.
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Calabria: Second Trump Term Could End Conservatorship

September 20, 2024
Dennis Hollier
Although a Republican victory in November might revive efforts to release the GSEs from conservatorship, this would likely be a multi-year effort, according to the former FHFA director.
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Freddie Servicing Updates Include Loan Mods, Fraud

September 20, 2024
Brandon Ivey
Freddie is adding loan mod functions to its Resolve system and retiring Workout Prospector. The GSE is also setting new fraud reporting requirements for lenders and servicers.
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Lenders Offer Head Start on Loan Limit Increase

September 20, 2024
Brandon Ivey
Some lenders are hiking their loan limits for GSE deliveries ahead of FHFA’s announcement on conforming loan limits for 2025.
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FHFA to Improve Oversight of GSEs on Flood Insurance

September 20, 2024
Brandon Ivey
FHFA’s OIG found some inconsistencies in how FHFA reviews the GSEs’ compliance with flood insurance requirements.
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New Tool From FHFA for Studying Disaster Risk

September 20, 2024
Dennis Hollier
A new FHFA dashboard shows the correlation between GSE acquisitions and geography-focused risks associated with natural disasters.
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FHLBanks Urged to Back 40-Year Mortgages

September 20, 2024
Brandon Ivey
A nonprofit has called on the Federal Home Loan Banks to launch a program for mortgages with terms of 40 years, arguing the products will help to address affordability issues.
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GSE Roundup

September 20, 2024
Brandon Ivey
House committee hearing on FHFA’s “vanishing independence” to be held next week; FHLBank of Pittsburgh moving headquarters.
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FHLBank of Pittsburgh Moving Headquarters

September 19, 2024
Brandon Ivey

The move is scheduled to be completed Oct. 15 and will impact mailed correspondence to the FHLBank.


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