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Inside Mortgage Trends
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Interest Rates, Lender Reputation Top Priorities for Borrowers

August 23, 2024
Shannon Clark
Interest rates continue to be the top priority for borrowers when choosing a mortgage lender, according to a study by Corporate Insight, but borrowers also value interest rate locking options and rate matching.
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Lenders Scramble to Upgrade Tech With Rate Outlook

August 23, 2024
Brandon Ivey
With interest rates on mortgages set to come down, some lenders are looking to quickly adopt tech to help with originations. Blend Labs is seeing lenders use more of the tech vendor’s products and an automated refi offering is on the way.
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Halcyon Leverages IRS Integration for Income Verification

August 23, 2024
Dennis Hollier
Fannie Mae and Freddie Mac have both integrated the fintech’s digital version of IRS Form 8821 to confirm borrower income.
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Grapevine: Remote Work Increases; MISMO ESG Data Product

August 23, 2024
Brandon Ivey
Remote work increases for mortgage fulfillment; MISMO offers reference materials for ESG data; lenders frustrated with tech vendors; ICE updates Encompass; tech firms offer loan audits with AI.
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Rocket Works on Sustainable Market Share Growth

August 9, 2024
Brandon Ivey
Rocket is turning profits again after taking a loss in 2023. Now the lender is working to regain the market share it lost, using various strategies for both purchase mortgages and refinances.
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CFPB’s Title Insurance RFI Draws Mixed Responses

August 9, 2024
Shannon Clark
Shifting the burden of title insurance from borrowers to lenders may not provide the best overall cost savings, according to economists at the Urban Institute.
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What to Expect When You’re Expecting to Sell MSR

August 9, 2024
Paul Muolo
New to the servicing sales arena? Been keeping your portfolio forever and are ready to off-load some of it and book a gain? There’s a few basic things you should know.
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Vendors Offer New Income Verification Tools

August 9, 2024
James Dohnert
CoreLogic and Equifax launched new income verification tools ahead of an anticipated increase in purchase originations.
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Data Plays Big Role in Successful SPCP Design

August 9, 2024
Monica Hogan
Lenders should carefully consider geographic-specific data when crafting special purpose credit programs, according to an Urban Institute report on designing SPCPs.
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The Rising Cost of Having a Place to Call Home

August 9, 2024
Dennis Hollier
FHFA economists estimate that the average required monthly payment for a new mortgage rose 57% between 2022 and the end of 2023.
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