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Inside Mortgage Trends
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Grapevine: Rocket Shareholder Lawsuit Fails; Pulte Presses on Costs

June 6, 2025
Brandon Ivey
Rocket prevails in shareholder lawsuit alleging insider trading; FHFA director looking into mortgage costs; mortgage tech vendor seeing interest from potential buyers.
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Regulators Look to Integrate AI Within Mortgage Lender Exams

May 23, 2025
Shannon Clark
State regulators are looking to reduce regulatory burdens by partnering with the private sector to use technology and improve supervision efficiency.
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Better Pitching Its Mortgage Software to Banks

May 23, 2025
Abby Zimmardi
New York-based fintech Better is branching out by selling its AI-driven mortgage underwriting software to banks.
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Republicans Push for Expansion of Manufactured Housing

May 23, 2025
Emmeline Willey
House Republicans introduced bills to expand production of, and access to, manufactured housing as one antidote to the current housing shortage.
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How AI Is Revolutionizing Mortgage Lending

May 23, 2025
Dennis Hollier
Rent payment history and bank account income verification are just the start. Machine learning algorithms also promise better risk assessment and more accurate pricing for that risk.
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Rising Homeowners Insurance Rates Creating Affordability Issues

May 23, 2025
Shannon Clark
The federal government should put an emphasis on building affordable housing with resilient materials that can withstand natural disasters, according to Rep. Mike Flood, R-NE.
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Grapevine: Rocket, UWM Owners Selling Stock; Tech Updates

May 23, 2025
Brandon Ivey
Rocket Mortgage, United Wholesale Mortgage to increase stock float; UWM launches tech offerings for brokers; Blend selling title insurance unit.
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Sharp Differences in Outlook for Interest Rates

May 9, 2025
Brandon Ivey
Economists at the MBA don’t think interest rates on mortgages will decline much this year. Economists at Fannie Mae project a sizeable drop.
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AI Implementation Brings Complexities

May 9, 2025
Shannon Clark
New artificial intelligence technology provides both promise and complications for the mortgage industry.
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Denial Rates on Conventional-Conforming Mortgages Steady

May 9, 2025
Namrata Bhatia
Among the top-five lenders in terms of applications received for conventional-conforming mortgages in 2024, Rocket Mortgage had the highest overall denial rate at 15.9%. JPMorgan Chase ranked second with a rejection rate of 12.0%. (Includes data table.)
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Latest Imf News

  • First-Lien Originations Decline by 16% in Third Quarter

  • Income Spikes at Rocket in Third Quarter, Helped by Servicing

  • Redwood Issuing Private Non-Agency MBS, No AAA Ratings

  • Pennymac Sees Loss on Production in 3Q; Servicing Profits

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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