The MBA said a permanent, paid-for government backstop for agency mortgage-backed securities would be the ideal way to ensure a deep, liquid secondary mortgage market.

A Biden victory could have immediate ramifications for the CFPB. What’s in the cards: a change in leadership and more enforcement activity.

Delinquency levels tied to the coronavirus are no longer in line with trends seen after a natural disaster.

Fannie and Freddie accounted for most of the growth in the supply of single-family mortgage debt outstanding, offsetting declines in the Ginnie and non-agency sectors. (Includes two data charts.)

Years in the making, the CSBS late this week finally unveiled its proposal on regulatory standards for nonbank servicers. Trouble ahead?

If the Financial Stability Oversight Council gets its way, GSE capital standards will be tighter than what many in the industry want. Is that a problem? Opinions vary.

The nation’s largest table-funder, UWM will become a public company via a SPAC. When’s the last time a wholesale-only lender went public? Decades.

More than 5 million borrowers missed mortgage payments during the second quarter, resulting in as much as $16.3 billion in missed collections.

Growth was slow for many subservicers in 2Q20 but smaller lenders continue to outsource the servicing function with the hope, perhaps, of cashing in on the MSR asset later. (Includes data chart.)

But regulators are concerned about their ability to identify violations and a reduction in an important source of state revenue — branch licensing fees.