https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com UWM President and CEO Mat Ishbia sees the equity from Oaktree as a positive. Shareholders and industry analysts aren’t convinced. http://www.insidemortgagefinance.com/articles/238243 Thu, 13 Aug 2026 11:15:45 -0400 https://www.insidemortgagefinance.com/articles/238243-sharp-contrast-in-views-on-uwm-following-equity-raise bivey@imfpubs.com Rocket was one of the largest sellers of agency mortgage servicing rights during the second quarter and the only nonbank to post a decline in owned servicing among the top-10 firms. Chase’s decline in owned servicing looks to be tied to portfolio runoff. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/238169 Thu, 06 Aug 2026 11:51:29 -0400 https://www.insidemortgagefinance.com/articles/238169-rocket-chase-give-up-some-servicing-share-in-2q bivey@imfpubs.com Pennymac laid off origination staff and is counting on technology to keep its lending capacity elevated. Leaders at Newrez and loanDepot are also touting their tech investments. http://www.insidemortgagefinance.com/articles/238185 Thu, 06 Aug 2026 11:47:33 -0400 https://www.insidemortgagefinance.com/articles/238185-large-lenders-putting-even-greater-emphasis-on-tech bivey@imfpubs.com Limited earnings potential from originations and ongoing consolidation are likely to keep the supply of MSRs at healthy levels, according to officials at Annaly Capital Management. http://www.insidemortgagefinance.com/articles/238097 Thu, 30 Jul 2026 11:12:00 -0400 https://www.insidemortgagefinance.com/articles/238097-msr-availability-expected-to-remain-elevated bivey@imfpubs.com Carrington led MSR buyers in the first half of the year, focusing on loans with lower coupons. Bayview Asset Management ranked second, targeting mortgages with interest rates above 6.0%. http://www.insidemortgagefinance.com/articles/238046 Thu, 23 Jul 2026 12:08:00 -0400 https://www.insidemortgagefinance.com/articles/238046-carrington-bayview-lead-msr-buyers-strategies-vary jdohnert@imfpubs.com Foreclosure processing, completions and starts are nearing pre-pandemic levels. http://www.insidemortgagefinance.com/articles/238048 Thu, 23 Jul 2026 12:03:00 -0400 https://www.insidemortgagefinance.com/articles/238048-foreclosure-market-begins-to-normalize bivey@imfpubs.com The nonbank share of agency servicing increased to 68.6% at the end of June. Rocket remained the top servicer, though the nonbank’s servicing portfolio declined during the second quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237983 Thu, 16 Jul 2026 11:20:17 -0400 https://www.insidemortgagefinance.com/articles/237983-nonbanks-gain-more-agency-servicing-share-in-2q jdohnert@imfpubs.com Despite its failed bid for Two Harbors, analysts expect United Wholesale Mortgage to continue its search for a servicing platform. http://www.insidemortgagefinance.com/articles/237991 Thu, 16 Jul 2026 11:03:32 -0400 https://www.insidemortgagefinance.com/articles/237991-uwm-expected-to-continue-servicer-search bivey@imfpubs.com The CFPB plans to issue a servicing rule in August and is considering revisions to ATR/QM requirements. Both HUD and VA have a long list of rulemaking plans, while FHFA’s regulatory agenda is more limited. http://www.insidemortgagefinance.com/articles/237942 Thu, 09 Jul 2026 12:08:42 -0400 https://www.insidemortgagefinance.com/articles/237942-trump-admin-plans-major-reforms-to-mortgage-rules jdohnert@imfpubs.com After months of delays, Two Harbors got its shareholders to agree to the company’s acquisition by CrossCountry Mortgage. The deal is expected to close in August. http://www.insidemortgagefinance.com/articles/237931 Thu, 09 Jul 2026 12:04:48 -0400 https://www.insidemortgagefinance.com/articles/237931-two-harbors-shareholders-finally-agree-to-ccm-merger bivey@imfpubs.com Federal regulators are open to adjusting the 250% risk weight that currently applies to bank holdings of mortgage servicing rights. Trade groups are calling for it to be reduced to 100%. http://www.insidemortgagefinance.com/articles/237820 Thu, 25 Jun 2026 11:56:35 -0400 https://www.insidemortgagefinance.com/articles/237820-banks-seek-looser-capital-requirements-for-msrs jdohnert@imfpubs.com The delay to July 2 is the fourth time a shareholder vote on CrossCountry’s bid for Two Harbors has been pushed back. http://www.insidemortgagefinance.com/articles/237831 Thu, 25 Jun 2026 11:50:48 -0400 https://www.insidemortgagefinance.com/articles/237831-two-harbors-crosscountry-vote-falls-short-again bivey@imfpubs.com Ginnie Mae and whole loans have gained servicing share in recent years to the detriment of Fannie Mae and Freddie Mac. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237755 Thu, 18 Jun 2026 09:10:00 -0400 https://www.insidemortgagefinance.com/articles/237755-gse-servicing-share-falling-to-pre-pandemic-levels bivey@imfpubs.com The March re-proposal of bank capital requirements could lead to harsher treatment of warehouse lending. On the flipside, the proposal includes incentives for larger nonbanks to seek bank charters. http://www.insidemortgagefinance.com/articles/237773 Thu, 18 Jun 2026 09:05:00 -0400 https://www.insidemortgagefinance.com/articles/237773-capital-proposal-could-hit-warehouse-lending bivey@imfpubs.com The leaders of UWM and Two Harbors met to discuss an offer to beat CrossCountry Mortgage’s final bid but were unable to reach an agreement or build much trust. http://www.insidemortgagefinance.com/articles/237770 Thu, 18 Jun 2026 09:02:00 -0400 https://www.insidemortgagefinance.com/articles/237770-leaders-of-uwm-two-harbors-express-frustration bivey@imfpubs.com Rocket Mortgage and Cenlar remained the largest subservicers as of the end of March, though LoanCare and ServiceMac gained some ground. (Includes one data table.) http://www.insidemortgagefinance.com/articles/237699 Thu, 11 Jun 2026 12:05:00 -0400 https://www.insidemortgagefinance.com/articles/237699-loancare-servicemac-gain-subservicing-share-in-1q jdohnert@imfpubs.com Industry analysts believe that the bidding war for Two Harbors Investment could inflate future acquisition prices for servicers. http://www.insidemortgagefinance.com/articles/237640 Thu, 04 Jun 2026 12:07:00 -0400 https://www.insidemortgagefinance.com/articles/237640-two-harbors-deal-brings-uncertainty-to-m-and-a-market jdohnert@imfpubs.com The second postponement of the shareholder vote on CrossCountry’s acquisition offer signals that the bid needs to be higher. http://www.insidemortgagefinance.com/articles/237639 Thu, 04 Jun 2026 12:06:00 -0400 https://www.insidemortgagefinance.com/articles/237639-two-harbors-acquisition-in-jeopardy bivey@imfpubs.com The interest rate outlook is looking better for MSR values than it is for mortgage originations. New Fed Chair Kevin Warsh faces headwinds on a rate cut this year, with some economists anticipating that the next move by the central bank will actually be a rate hike. http://www.insidemortgagefinance.com/articles/237572 Thu, 28 May 2026 11:57:01 -0400 https://www.insidemortgagefinance.com/articles/237572-rate-cut-under-new-fed-chair-unlikely-this-year bivey@imfpubs.com Despite the decline, the delinquency rate at the end of March was above the level seen in March 2025. Some of the increase has been pinned on FHA loss-mitigation changes, though foreclosure activity is also rising. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237534 Thu, 21 May 2026 11:46:15 -0400 https://www.insidemortgagefinance.com/articles/237534-delinquency-rate-declines-as-usual-in-first-quarter jdohnert@imfpubs.com Rocket claims prepayment rates on the loans bought as part of UWM’s MSR deals are roughly 2.5 times greater than prepayment rates for comparable pools and resulted in nearly $100 million in damages. http://www.insidemortgagefinance.com/articles/237526 Thu, 21 May 2026 11:41:25 -0400 https://www.insidemortgagefinance.com/articles/237526-rocket-accuses-uwm-of-breaking-non-solicitation-agreement bivey@imfpubs.com MSR investors continue to offer strong bids for both low-coupon and current-coupon assets. Some MSR owners are also adjusting their risk tolerance as volatility in the financial markets has been constant during the Trump administration. http://www.insidemortgagefinance.com/articles/237453 Thu, 14 May 2026 12:06:04 -0400 https://www.insidemortgagefinance.com/articles/237453-demand-for-msrs-still-strong-across-coupons jdohnert@imfpubs.com Typically, when interest rates decline, as they did for much of the first quarter, retention rates increase. That wasn’t the case this time. http://www.insidemortgagefinance.com/articles/237465 Thu, 14 May 2026 12:04:07 -0400 https://www.insidemortgagefinance.com/articles/237465-refi-retention-dips-in-1q bivey@imfpubs.com Federal bank regulators are looking to reduce the capital requirements that apply to mortgage servicing rights and to mortgages held in portfolio. A March proposal is seen as making mortgage lending and servicing somewhat more attractive for banks. http://www.insidemortgagefinance.com/articles/237451 Thu, 14 May 2026 12:01:15 -0400 https://www.insidemortgagefinance.com/articles/237451-capital-proposal-gives-banks-an-opening-on-mortgages jdohnert@imfpubs.com Carrington Mortgage is set to acquire Valon Mortgage, which primarily operates as a subservicer with a focus on Ginnie Mae loans. http://www.insidemortgagefinance.com/articles/237461 Thu, 14 May 2026 12:00:16 -0400 https://www.insidemortgagefinance.com/articles/237461-carrington-acquires-servicer-to-boost-ginnie-business bivey@imfpubs.com As a group, the five largest firms in terms of owned servicing lost market share during the first quarter of 2026. Much of the decline was due to Rocket Mortgage, the largest servicer in the industry. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237402 Thu, 07 May 2026 12:08:17 -0400 https://www.insidemortgagefinance.com/articles/237402-largest-servicers-lose-some-market-share-in-1q bivey@imfpubs.com As delinquencies rise, servicers will face increasing obligations for advances to MBS investors. Large servicers are expected to be able to handle the pressure while some smaller servicers could face difficulties. http://www.insidemortgagefinance.com/articles/237342 Thu, 30 Apr 2026 12:09:37 -0400 https://www.insidemortgagefinance.com/articles/237342-msr-stability-expected-to-be-tested-by-delinquencies jbancroft@imfpubs.com Depository institutions increased their share of the agency servicing market slightly in the first quarter of 2026 as a handful of banks bought GSE MSR in the bulk market. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237203 Thu, 16 Apr 2026 11:30:00 -0400 https://www.insidemortgagefinance.com/articles/237203-agency-servicing-market-subdued-in-early-2026 jdohnert@imfpubs.com A FASB taskforce recommended that accounting practices for mortgage servicing rights should include recapture in valuations. http://www.insidemortgagefinance.com/articles/237138 Thu, 09 Apr 2026 11:48:46 -0400 https://www.insidemortgagefinance.com/articles/237138-fasb-moves-forward-on-update-for-msr-recapture-accounting bivey@imfpubs.com Two Harbors Investment faced difficulties obtaining shareholder approval for its acquisition by United Wholesale Mortgage after the latter’s stock price declined. http://www.insidemortgagefinance.com/articles/237151 Thu, 09 Apr 2026 11:47:49 -0400 https://www.insidemortgagefinance.com/articles/237151-two-harbors-opts-for-crosscounty-offer-uwm-stews