Many consumers are expected to be in cost-savings mode in the first half of 2025, offering lenders opportunities to push refinances.

A new report from the Senate Budget Committee highlights how property insurance non-renewals are impacting homeowners and lenders.

Starting in March 2026, residential mortgage protections will apply to Property Assessed Clean Energy loans. Mortgage industry groups and consumer advocates applauded the move.

There’s plenty of home equity available to homeowners but interest rates are constraining originations of home equity loans. Banks remained the top three originators of home equity loans in the third quarter. (Includes three data tables.)

The Arkansas Republican is a former banker who served as deputy assistant secretary of the Treasury in the George H.W. Bush administration.

Elon Musk’s call to “delete” the CFPB hasn’t found many takers. According to mortgage industry participants, the consumer watchdog has provided stability to the industry post the 2008 financial crisis.

Not all warehouse lenders have jumped into the MSR-finance pool, but that could change over time.

A report by the non-partisan Congressional Budget Office concludes that Fannie Mae and Freddie Mac are more likely to hold successful public stock offerings now than when Trump first took office in 2020.

The share of borrowers using discount points has more than doubled since 2020. The use of discount points is more common among nonbanks.

An OIG report found issues with reporting of appraisal bias by Freddie Mac and the Federal Housing Finance Agency.