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Inside Mortgage Finance
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HUD, USDA Revisit Energy Standards

July 10, 2025
Emmeline Willey
The agencies are seeking feedback as they reconsider updated energy codes imposed on new residential construction.
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BPC Offers Requirements for GSE Reform

July 3, 2025
Dennis Hollier
Advocates for GSE reform offered the Trump administration some useful guardrails to consider as it plots ending the conservatorships of Fannie and Freddie.
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The Mortgage M&A Game: Who’s Next?

June 26, 2025
Paul Muolo
Whole-company M&A deals are becoming more prevalent, but if the Federal Reserve suddenly cuts rates, the outlook could change.
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Large Lenders, Nonbanks Increase Market Share in 1Q

June 26, 2025
Brandon Ivey
The nonbank share of total originations increased from 65.2% in 2024 to 66.4% in the first quarter of 2025. Four of the five largest lenders in the residential mortgage market are nonbanks. (Includes two data tables.)
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Planned Cut to CFPB Fed Funding Thwarted

June 26, 2025
Shannon Clark
A provision in the tax bill — to eliminate the CFPB’s ability to draw funds from the Federal Reserve — must pass the 60-vote threshold, according to the Senate’s rules-keeper.
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First American Enters MSR Brokerage Via Subservicing

June 26, 2025
Paul Muolo
A new servicing exchange has been launched by a subservicer that just so happens to be owned by one of the nation’s largest title companies.
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MBA Sees Many Positives in Senate’s Tax Bill

June 26, 2025
Brandon Ivey
The Mortgage Bankers Association supports many of the housing-related provisions included in the bill proposed last week by Senate Republicans.
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Lawmakers Want to Subsidize Home Renovations

June 26, 2025
Emmeline Willey
There’s some bipartisan support in Congress to establish a tax credit for home renovations in an effort to improve the supply of homes for sale.
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Lender Advocates Seek Alternative to IRS Verification

June 26, 2025
Dennis Hollier
Industry insiders push the National Directory of New Hires as an alternative to a current process involving the IRS as a way to verify income and employment while expanding the digitization of the mortgage process.
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Grapevine: House Approves Trigger Leads Bill; Rate Outlook

June 26, 2025
Brandon Ivey
Bill to limit trigger leads passes in House; Fannie economists see higher interest rates; home prices decline in April; HUD on the move; FHFA directs GSEs to propose using cryptocurrency in calculations for mortgage applicant’s reserves.
Read More
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Latest Imf News

  • GSEs Set LLPAs for VantageScore

  • Mortgage Repurchases by Banks Increase in 2Q

  • Chase Marketing Large Jumbo MBS

  • Opendoor Moves Back Break-Even Date Amid Tough Market

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Featured Data

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

  • Slowing Refis Drag on Ginnie Issuance in July

  • Chase Non-Agency RMBS Servicing Rebounds in 2Q

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Featured Reports

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