The Trump administration plans to reduce certain capital requirements to encourage bank involvement in the mortgage market, according to Treasury Secretary Scott Bessent.

Sales of mortgage servicing rights have slowed as 2025 winds down but valuations on this sought-after asset remain quite attractive.

Servicers are anticipating improvements in their recapture rates following the signing of the Homebuyers Privacy Protection Act.

loanDepot has accused West Capital Lending of stealing its leads, misclassifying loan originators and tying LO compensation to loan revenue.

Western Alliance Bank and Zions Bancorp disclosed write-offs linked to misrepresentations of collateral backing commercial mortgages. Similar troubles appear unlikely to occur with residential mortgages.

Better Home & Finance launched a wholesale lending platform for second liens.

There was nearly $2 trillion in agency mortgage servicing with coupons over 6% at the end of the third quarter, a bounty of refinance business if mortgage interest rates decline. (Includes two data tables.)

Most industry participants don’t think the GSEs have the tools necessary to accelerate construction by big homebuilders.

The lawsuit alleges that the lenders used Optimal Blue’s software to engage in a price-fixing scheme.

Certain mortgage companies are comfortable using AI voice bots to interact with borrowers, seeing gains in efficiency. Others are using the technology in non-customer-facing activities.