Under President Biden, the CFPB could use its authority to bring actions against “related persons” of non-depository institutions, and could restore the recently eliminated DTI ratio threshold, industry watchers warn.

With a wad of cash from its initial public offering, UWM has a boatload of options. One of them: hanging onto residential receivables.

Deferred Action for Childhood Arrivals participants are eligible for government-insured loans, Joe Biden’s FHA declared.

The new PSPA will allow Freddie Mac and Fannie Mae to continue retaining earnings until they reach the regulatory minimum capital — almost $283 billion combined.

Lenders are likely to see tougher regulatory enforcement in the coming years, along with increased support for affordable housing.

State regulators launched a “networked supervision” exam system in March, aiming to improve the exam process for nonbanks. Some 35 regulators are using the system, with mixed results.

Every nonbank mortgage company and its brother is going public these days. Right? Well, not everybody.

Fannie and Freddie will no longer purchase loans that go into forbearance before delivery. They have, however, begun charging a 50-bps adverse market fee for essentially all refis.

The long-awaited recovery in MSR sales may finally be here. It appears Ocwen and Freedom were the winning bidders on a $25 billion Quicken portfolio.