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A Wave of Forbearance Plans Scheduled to End. What Now?

February 4, 2021
Brandon Ivey
Close to 25% of mortgages in forbearance plans will hit the end of their relief period in March, with more expirations in April and beyond. Problem: Many of the borrowers in forbearance are delinquent.
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A ‘Disruptor’ in the Mortgage Servicing Arena?

February 4, 2021
Paul Muolo and Brandon Ivey
Is the business of servicing residential loans in need of a mortgage technology shake-up? Should Black Knight and Fiserv be worried? Meet Valon.
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Disparate Impact May Be Back to the Drawing Board

February 4, 2021
Maria Volkova
HUD issued a final rule on the much-debated disparate-impact theory in September. A month later, a federal court ordered a preliminary injunction blocking its implementation.
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A Banner Year for IPOs and IPO-Bound CEOs

January 28, 2021
Paul Muolo
Record loan production translates into record paychecks for CEOs. Right? If there’s an IPO involved, yes, but there are exceptions. (Includes data chart.)
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On Deck: A 25-bp Cut in the Annual FHA Premium?

January 28, 2021
Maria Volkova
Since President Biden’s inauguration last week, speculation has risen that the FHA might trim its annual insurance premiums.
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Pandemic’s Long-Lasting Impact on Non-QM Lending

January 28, 2021
Brandon Ivey
Volatility in the secondary market for non-QMs receded within two months but originations are still nowhere near pre-pandemic levels. Reason: lenders focusing on agency refis.
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Will Yellen Make GSEs’ Exit from Conservatorship Easier?

January 28, 2021
Dennis Hollier
Industry insiders speculate on how the Biden administration might alter the recently amended preferred stock purchase agreement.
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A Mad Rush to Sell MSRs and Fears About Pricing

January 28, 2021
Paul Muolo
Suddenly, it’s a great time to sell servicing rights. But if too many offload receivables at the same time, prices could suffer. A conundrum in the making?
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CFPB Finds Issues with Mortgage Servicing During Pandemic

January 28, 2021
Lisa Burden
The bureau’s prioritized assessments are not designed to identify violations but are intended to spot and assess risks in order to prevent consumer harm.
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Industry Calls for $25 Billion in Housing Assistance

January 28, 2021
Brandon Ivey
The fund could be modeled after the Hardest Hit Fund, providing funds to state housing finance agencies to help borrowers bring their mortgages current.
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