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Wholesale-Broker Channel Held Up Better in 3Q21 Dive

November 12, 2021
John Bancroft
Deliveries of retail-originated loans to agency MBS fell 16.3% in the third quarter, while wholesale-broker volume was down 9.2%. (Includes two data charts.)
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Mortgage Employment Stable in September

November 12, 2021
Paul Muolo
Mortgage lenders no longer gripe about the hard time they’re having finding qualified and reasonably priced personnel. A barometer of what may lie ahead?
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Lack of Small-Dollar Home Loans Hurting LMI Buyers

November 12, 2021
Monica Hogan
Fewer small-dollar mortgages over the past 20 years kept many low-income consumers from entering the homebuying market, according to participants at a webinar hosted by New America.
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Fed to Reduce Purchases of Agency Securities

November 12, 2021
Dennis Hollier
The Fed’s stimulus spending, which began in March 2020, is set to end by mid-summer.
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Mega Nonbanks Have Started to Sidle Up to the Repo Bar

November 11, 2021
Paul Muolo
What’s with the amended repo transactions at Rocket and other companies? It could be a case of yearend housekeeping but originations and securitizations are expected to decline next year. Right?
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Proposed Rule Changes Could Increase MF Capital Requirement

November 11, 2021
Dennis Hollier
Bridge Investment Group, a major player in the multifamily sector, said the proposed changes to the enterprise regulatory capital framework could actually increase the capital requirements for the GSEs.
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Commercial REIT Stays Busy with Multiple Deals

November 11, 2021
Paul Muolo
New Residential Investment isn’t the only REIT buying up other players in its space. In the commercial sector, there’s Ready Capital.
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SFA Panel Addresses Return-to-Workplace Concerns

November 11, 2021
Monica Hogan
The structured finance industry discussed the effectiveness of return-to-workplace policies during a recent workshop organized by the Structured Finance Association.
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Private MIs Gain Share in Slumping 3Q21 Market

November 11, 2021
John Bancroft
New primary MI on purchase-money mortgages was up from the second quarter. Private MIs reported a 4.2% increase to $134.22 billion...
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Cenlar's Subservicing Clients Weighing Their Options

November 11, 2021
Paul Muolo
One of Cenlar's subservicing clients is United Wholesale Mortgage...
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