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Banks Look Ready to Pick up the Slack as Fed Pulls Away

November 19, 2021
John Bancroft
The top three banks in MBS holdings: Bank of America, Wells Fargo and Charles Schwab...
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More Challenges for Better’s SPAC/Public Debut

November 19, 2021
Paul Muolo
It's not exactly the best time for Better to make its public debut, but it's going to try anyway...
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IMA Rolls Out Fannie/Freddie MSR Offering

November 19, 2021
Paul Muolo
Looking to buy mortgage servicing rights? You're not alone...
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Feds, States Reinstate Pre-COVID Mortgage Servicing Rules

November 19, 2021
Sam Manas
Although back to flexing their regulatory muscle, the agencies have promised a take a more nuanced approach...
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The Problem With Cutting GSE LLPAs Is This…

November 18, 2021
Paul Muolo
The consensus is that FHFA Acting Director Sandra Thompson wants to cut LLPAs, but if she does, how do the government-sponsored enterprises pay for it?
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MBS Trading Increased in October But So Did Rates

November 18, 2021
Paul Muolo
October was a strong month for the trading of mortgage securities as investors weighed the prospect of rising interest rates and inflation data.
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Checks and Balances in Fannie’s Green Bonds Program

November 18, 2021
Dennis Hollier
Fannie Mae knows that the loans in its green programs aren’t necessarily super-green, but officials at the GSEs say incremental improvement in existing buildings is a major goal.
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Ginnie Expands eSignatures to Paper Loan Modifications

November 18, 2021
Monica Hogan
Ginnie Mae permits the use of eSignatures and remote online notarization for loan-modification agreements on paper mortgages. The agency received a thumbs-up from Mortgage Industry Standards Maintenance Organization.
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On the Way Up: Non-Agency Loan Production

November 18, 2021
John Bancroft
The conventional-conforming market, which is dominated by Fannie Mae and Freddie Mac, accounted for 70.9% of first-lien originations through the first nine months of 2021.
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Large Origination Shops Urged to Draft Vaccination Mandate Plans

November 18, 2021
If the stay is lifted, initial employer compliance steps are required by Dec. 5, and workers covered under the rule would need to be vaccinated or tested...
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