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Top Tier Lenders Expand Share of Originations in 3Q

January 2, 2026
Namrata Bhatia
First-lien originations declined from the second quarter to the third, but the top five lenders boosted their share of production.
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CFPB Commits to Fair Lending Activities on New Terms

January 2, 2026
Shannon Clark
Members of the CFPB’s Consumer Advisory Board cautioned against the bureau’s shift in fair lending priorities, including the elimination of disparate impact to prove discrimination.
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Lenders Seek Alternatives to Credit Reports to Save Costs

January 2, 2026
Emmeline Willey
The rising cost of credit reports has driven more lenders to seek savings through alternative reporting agencies, or by offsetting costs in other areas, said Lenders One President Justin Demola.
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Warren Seeks Records on Forgiven Zombie Mortgages

January 2, 2026
Shannon Clark
Sen. Elizabeth Warren, D-MA, said it appears banks sold mortgages forgiven under the national mortgage settlement to debt collectors.
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FHFA Touts Administration’s Housing Success

January 2, 2026
Dennis Hollier
Mortgage applications are on the upswing as interest rates and spreads fall. FHFA says Trump is responsible, but critics disagree.
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Warehouse Lending Commitments Rise in 3Q

December 31, 2025
Brandon Ivey

As of the end of September, warehouse commitments were up 1.9% from the end of June.


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Judge Orders Trump Administration to Fund CFPB

December 31, 2025
Shannon Clark
Judge Amy Berman Jackson said while the preliminary injunction doesn't contain a provision expressly ordering the bureau to request funds from the Fed, it does set out clear duties that require money to fulfill.
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Consumer Advocates Criticize CFPB's ECOA Proposal

December 31, 2025
Shannon Clark
The proposal would make major changes to the Equal Credit Opportunity Act.
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Fannie Modernizes HomeStyle Mortgage Options

December 31, 2025
Dennis Hollier
Among several changes, Fannie rebranded its HomeStyle Energy product.
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Short Takes: Online Research Impacting Real Estate Agent Selection / States Sanction MLO for SAFE Act Violations / Accurate Group Completes First UAD 3.6 / reAlpha Launches National LO Recruitment Program

December 31, 2025
Shannon Clark
A new Zillow report found 36% of home sellers now find their agents through online channels, up from 15% in 2018.
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