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Insurance Costs a Growing Concern for Homeowners in 2026

January 5, 2026
James Dohnert
Some 70% of homeowners surveyed by Kin said insurance costs weigh more heavily on them than they did five years ago.
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FHA MMIF Sees Continued Strength in FY 2025

January 2, 2026
Emmeline Willey
The capital ratio of FHA’s Mutual Mortgage Insurance Fund in the 2025 fiscal year was 11.47%, unchanged from 2024.
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Impact of FHA Loss-Mitigation Updates Begins to Unfold

January 2, 2026
Emmeline Willey
Early effects from FHA’s revisions to its loss-mitigation practices have begun to show up in data, although it will still take time for the longer-term impacts to play out.
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MBA Says VA Disclosure Legislation ‘Costly’

January 2, 2026
Emmeline Willey
Proposed legislation to advertise the benefits of VA-backed loans would add costs for lenders without providing substantial benefits to borrowers, said the Mortgage Bankers Association.
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FHA Course Corrects on Legal Deadline Issue

January 2, 2026
Emmeline Willey
FHA waived new language that complicated how partial payments on delinquent mortgages would affect the legal deadline for servicers to proceed with foreclosure.
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House Committee Advances Housing for 21st Century Act

January 2, 2026
Emmeline Willey
The House Financial Services Committee voted 50-1 to report out the Housing for the 21st Century Act with amendments.
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Senate Confirms FHA, Ginnie Leadership

January 2, 2026
Emmeline Willey
The Senate confirmed Frank Cassidy and Joe Gormley to lead FHA and Ginnie Mae, respectively.
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Around the Industry

January 2, 2026
Emmeline Willey
FHA replaces MCM contractor; VA transitions handbooks to new site; FHA updates Appraiser Roster Management policies.
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GSEs, Credit Unions and REITs Advancing on MBS

January 2, 2026
John Bancroft
The overall supply of residential MBS outstanding rose 0.7% in the third quarter of 2025.
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FHA’s MMIF Capital Ratio Holds Steady in FY 2025

January 2, 2026
Emmeline Willey
As of the end of fiscal year 2025, the MMIF's capital reserves were at $188.87 billion.
Read More
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