In the third quarter of 2025, Ellington Financial was active with non-qualified mortgage securitizations.

Vista Index Services plans to release an index next month that will give investors an opportunity to hedge against delinquency risks in Ginnie MBS, rather than selling securities if there’s a downturn.

Refi activity at United Wholesale Mortgage and Rocket Mortgage in the third quarter overshadowed any competing lenders.

FHFA Director Bill Pulte touted possibility of a 50-year fixed-rate mortgage. Also under consideration: transferable and portable mortgages.

Lenders urged the regulator to spell out the GSEs’ conservatorship-era obligations that could apply even if Fannie and Freddie are released.

FICO is confident the mortgage market will continue to use its credit scores even as FHFA and credit bureaus push the adoption of VantageScore.

The fourth-largest credit bureau could help reduce the cost of credit report pulls for mortgage lenders.

Sellers are looking to sell mortgage servicing rights before yearend, but at their price, not the buyer’s price.

Overall, fair housing complaints increased in 2024, though complaints tied to real estate sales and mortgage lending declined.

Most of the gain came at the cost of the correspondent channel.