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Freddie Extends Popular Home Possible Offering

February 6, 2026
Dennis Hollier
Very-low-income homebuyers have another year to take advantage of the $2,500 credit available through the Home Possible mortgage program.
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GSE Roundup

February 6, 2026
Dennis Hollier
CSS takes over MBS disclosures; Calabria joins PCAOB; Treasury/Fannie veteran joins HPC.
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Tech to Help Small Lenders Compete With Big Players

February 6, 2026
James Dohnert
Experts believe lenders will leverage new technologies to improve the customer experience.
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Pennymac Accelerates Migration to Vesta’s LOS

February 6, 2026
Abby Zimmardi
Pennymac Financial Services sped up its adoption of Vesta Innovations’ loan origination system to drive more recaptures.
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Competition Grows as Lenders Brace for Trigger Lead Ban

February 6, 2026
Abby Zimmardi
In March, “trigger leads” will come to an end, prompting lenders to come up with new solutions for lead generation.
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Newrez to Adopt Valon’s Servicing Platform

February 6, 2026
Emmeline Willey
Newrez will use Valon’s artificial intelligence-led operating system for servicing mortgages starting in 2027.
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Bank Mergers and the Availability of Mortgage Credit

February 6, 2026
Dennis Hollier
Researchers at the FRB of Richmond demonstrate how banks that gain local market share by acquiring an existing bank are likely to decrease FHA lending even while increasing conventional lending.
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Grapevine: Drop in Mortgage Applications; Rate Locks Up

February 6, 2026
Namrata Bhatia
Decline in mortgage applications; new borrower relationship management tool; mortgage lock volume increases modestly.
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HEI Securitization to See Strong Momentum in 2026

February 5, 2026
Abby Zimmardi
The HEI securitization market is expected to continue growing in 2026, helped by growing borrower awareness and investor appetite.
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CHLA Calls for Ginnie Liquidity Improvements

February 5, 2026
Emmeline Willey
The Community Home Lenders of America reiterated its support for program revisions at Ginnie Mae to ease liquidity challenges faced by small and mid-sized nonbanks.
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