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House Passes Housing Bill; Eyes on Senate, Trump

February 12, 2026
Brandon Ivey
The House approved legislation this week aimed at increasing housing supply. Before the vote, President Trump called for an additional provision that wasn’t included.
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House Committee Torn on Next Move for Affordable Housing

February 12, 2026
Shannon Clark
Rep. Maxine Waters, D-CA, applauded the House’s effort to pass the Housing for the 21st Century Act, but said one bill isn’t enough to fix the housing affordability crisis.
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Builders Weighing Rent-to-Own Model to Boost Supply

February 12, 2026
Dennis Hollier
The big homebuilders are purportedly planning to build a million starter homes to sell through a rent-to-own program. The Trump administration has distanced itself from any such proposal.
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GSEs Seen as Poorly Positioned to Help With Affordability

February 12, 2026
Dennis Hollier
Former Freddie CEO believes most prospective remedies to the affordability crisis will benefit only borrowers who don’t need the help.
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Rocket Sues Mortgage Broker for Hiding Borrowers’ Debts

February 12, 2026
Shannon Clark
The lender accused Sharp Loan of concealing borrowers’ debts on three loan applications. Rocket claims undisclosed loans were facilitated by Sharp with United Wholesale Mortgage.
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Grapevine: Pennymac to Acquire Cenlar; Mortgage Employment

February 12, 2026
Brandon Ivey
Pennymac will pay $172.5 million upfront for Cenlar; real estate credit employment declines; GOP senators concerned about NFIP pricing.
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Credit Card Complaints to CFPB Drop in 4Q

February 9, 2026
Shannon Clark
While several complaint categories saw increases during the fourth quarter, consumer issues tied to student loans and credit cards declined. (Includes two data tables.)
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CFPB Likely to Shift Completely to Virtual Exams

February 9, 2026
Shannon Clark
The bureau, according to media reports, will conduct all supervisory examinations virtually in 2026.
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CFPB Makes Changes to Consumer Complaint Portal

February 9, 2026
Shannon Clark
Before submitting a complaint against a credit reporting agency about inaccurate or incomplete information, borrowers will have to first dispute the information directly with the credit or consumer reporting agency.
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NTEU Urges Appeals Court to Affirm Preliminary Injunction

February 9, 2026
Shannon Clark
The NTEU argued that the Trump administration will eliminate the CFPB, and by the end of the case, it will be too late for the court to do anything about it. A hearing is set for Feb. 24.
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