A new paper by the Joint Center for Housing Studies at Harvard University recommended increasing the amount of downpayment assistance to Black and Hispanic first-time homebuyers using FHA loans.

HUD’s proposed certification requirement for housing counselors in its tribal programs has come under criticism for its impact on cost and capacity.

FHA appoints Edelman as deputy assistant secretary of single-family housing; VA issues updated guidance for noncompliant IRRRLs.

Delinquencies and modifications of non-qualified mortgages increased again in February, continuing a trend that started over the summer.

Rising interest rates are taking a toll on banks but they could also be creating more prospects in the near-term for bridge and fix-and-flip loans.

A new HELOC securitization from Figure Lending received preliminary AAA ratings, a first for the issuer.

Banks are using their substantial balance sheet capacity to fight off challenges from nonbanks, according to analysts at the OCC.

Affluent borrowers seeking jumbo mortgages have high expectations in terms of customer service. Lenders looking to work with such borrowers should establish specialized standards, according to an industry analyst.

The CFPB has established new reporting requirements on loans for small businesses. Investment-property loans already reported under HMDA are exempt from the new standards.

No one likes to be asked to repurchase a mortgage that’s already been securitized. But are the GSEs playing too tough on buyback requests on performing loans? The issue has reached the FHFA.