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Digital Mortgage Originations Seen as Way to Cut Costs

November 27, 2024
Shannon Clark
Digitization will speed up the lending process and can lead to lower interest rates for borrowers, according to Anne Canfield, partner at The Majority Group.
Read More

Analysts Brace for Changes From Trump Administration

November 27, 2024
Monica Hogan
Housing experts ponder how the Trump administration will impact lenders and the housing market.
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Lenders Can Do More to Address Climate Risk

November 27, 2024
Monica Hogan
Climate scenario analysis can help lenders and servicers adapt to the increasing incidence of disasters and make their portfolios more resilient, according to a new paper by ClimateX.
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Home Shopping Activity Gets Post-Election Bounce

November 27, 2024
James Dohnert
Homebuying interest increased after the November election, a new Redfin survey found. Also, homebuyers are willing to compromise to purchase a more affordable home.
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Grapevine: Loan Limits to Increase 5.2%; Rejection Rate Up

November 27, 2024
Brandon Ivey
FHFA announces 2025 conforming loan limits; rejection rate for refis hits survey high; home sales projected to increase; split in home price trends based on location; signs of stabilization for property insurance.
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Annaly Bullish on Agency MBS in 2025

November 27, 2024
James Dohnert
The real estate investment trust sees positives in agency MBS despite concerns around the future of the GSEs.
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Radian Weighs Its Options in the MBS Game

November 27, 2024
Paul Muolo
Radian’s foray into the securitization business is more than just a passing fancy. The mortgage insurance company is considering branching out beyond prime jumbos.
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Ginnie Finalizes Term Sheet for HMBS 2.0

November 27, 2024
Monica Hogan
The new pooling option aims to provide some relief for servicers of reverse mortgages.
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Uncertain Outlook for Ginnie Capital Rule Under Trump

November 27, 2024
Brandon Ivey
At the end of the year, nonbanks will be required to meet new risk-based capital requirements at Ginnie Mae. There’s some speculation that the Trump administration could reverse the rule.
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Changes to Multifamily MBS Support Municipal Bond Investors

November 27, 2024
Dennis Hollier
New capabilities added to Freddie Mac’s basic ML-deal will allow corporate CUSIPs to be converted to municipal CUSIPs without impacting the tax-exempt status of the securities.
Read More
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