The National Consumer Law Center is urging states to restrict the annual percentage rate at 36% for loans with balances of up to $1,000 and lower limits for larger loans.

An Arizona district court determined that Sun West Mortgage Company and its foreclosure counsel didn’t violate the Truth in Lending Act or the Fair Debt Collection Practices Act in a foreclosure lawsuit.

Maryland enacts new regulations governing shared-appreciation agreements; CFPB issues 2025 threshold adjustments.

In some high-cost areas, Fannie Mae and Freddie Mac will be eligible to purchase mortgage loans as high as $1,209,750 for one-unit properties in 2025.

Industry trade groups want FHFA to rescind recently issued GSE guidelines and related surveys, and instead use the request-for-input process to make policy changes.

Fannie and Freddie have detailed how they plan to meet their obligations to provide liquidity and credit access to underserved communities.

Although Fannie Mae and Freddie Mac failed to reach their multifamily volume caps in 2022, 2023 and probably 2024, FHFA raised the caps from $140 billion to $146 billion for 2025.

Urban Institute researchers suggest the GSEs push for universal flood insurance requirements and multiyear home insurance policies.

An extra inch of rainfall during a hurricane increases the severe delinquency rate of GSE borrowers by about 0.013%.

Investments in customer service can help both borrowers and servicers, according to industry participants. Servicers are using AI and other tech to help borrowers and potentially generate recapture business.