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Natural Disasters Stressing Homeowners Insurance

January 31, 2025
Shannon Clark
As natural disasters are becoming increasingly devasting, homeowners insurance is struggling to keep up.
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Realfinity Looks to Expand Mortgage Platform

January 31, 2025
James Dohnert
The company wants to help real estate agents become mortgage brokers and close loans with less overhead costs.
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Side Effects of Stricter Flood Disclosures on Mortgages

January 31, 2025
Dennis Hollier
Experienced appraisers combine flood disclosure information and local knowledge to provide appraisal values that reflect the underlying risk to the property. And less-experienced appraisers were found to assign higher property values to homes in flood areas.
Read More

Analysts Skeptical of GSEs Leaving Conservatorship

January 30, 2025
Dennis Hollier
Obstacles like how to deal with the implicit guarantee and excessively high capital requirements make it unlikely that the GSEs will exit conservatorship under Trump, though the chances are higher than before his election.
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SoFi Sells Customized ABS to PGIM

January 30, 2025
James Dohnert
The $525 million ABS backed by private loans was placed exclusively with funds and accounts managed by PGIM.
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Non-Agency REITs Remain Active in Debt Issuance

January 30, 2025
Paul Muolo
Mortgage real estate investment trusts can still sell unsecured notes to investors, but it’s not as cheap as it was a few years back.
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John Hancock Launches New ABS-Focused Fund

January 30, 2025
James Dohnert
The fund will invest in subordinate asset tranches of ABS.
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Trump Rescinds Funding Freeze That Unsettled Market

January 29, 2025
Brandon Ivey
For hours, it was unclear whether a White House memo freezing federal funding would impact mortgage programs. In the meantime, government agencies announced that their single-family mortgage programs were unaffected by the planned funding pause.
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The Shifting Sands of Warehouse Finance

January 29, 2025
Paul Muolo
The warehouse lending business remains profitable, but that doesn’t mean the sector is without challenges. There’s been two recent exits, but on the plus-side, the nation’s ninth-largest warehouse shop has filed for an initial public offering with plans to quickly double its business.
Read More

California Wildfires May Push Home Values Down

January 29, 2025
James Dohnert
The wildfires in California may prompt a rare decline for home prices in the Golden State.
Read More
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