Although Fannie Mae and Freddie Mac failed to reach their multifamily volume caps in 2022, 2023 and probably 2024, FHFA raised the caps from $140 billion to $146 billion for 2025.

Urban Institute researchers suggest the GSEs push for universal flood insurance requirements and multiyear home insurance policies.

An extra inch of rainfall during a hurricane increases the severe delinquency rate of GSE borrowers by about 0.013%.

Investments in customer service can help both borrowers and servicers, according to industry participants. Servicers are using AI and other tech to help borrowers and potentially generate recapture business.

Digitization will speed up the lending process and can lead to lower interest rates for borrowers, according to Anne Canfield, partner at The Majority Group.

Housing experts ponder how the Trump administration will impact lenders and the housing market.

Climate scenario analysis can help lenders and servicers adapt to the increasing incidence of disasters and make their portfolios more resilient, according to a new paper by ClimateX.

Homebuying interest increased after the November election, a new Redfin survey found. Also, homebuyers are willing to compromise to purchase a more affordable home.

FHFA announces 2025 conforming loan limits; rejection rate for refis hits survey high; home sales projected to increase; split in home price trends based on location; signs of stabilization for property insurance.

The real estate investment trust sees positives in agency MBS despite concerns around the future of the GSEs.