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Education Dept. Closure Could Impact Student Loan ABS Market

March 27, 2025
James Dohnert
Securitized loans from the Federal Family Education Loan program could receive negative credit rating marks if the Department of Education is successfully dissolved by the Trump administration.
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Court Extends Temporary Order Blocking Federal Layoffs

March 27, 2025
Shannon Clark
A federal court judge this week extended a temporary order pausing mass layoffs at federal agencies, including at the CFPB and HUD, by five days.
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Purchase-Mortgage Borrowers Face Obstacles at Key Time

March 27, 2025
Brandon Ivey
The spring homebuying season might not be as strong as initially expected. Interest rates are challenging and employment trends are faltering, reducing demand for purchase mortgages.
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MSR Prices Elevated as Investors See Limited Supply

March 27, 2025
Paul Muolo
One bidder recently agreed to pay north of 6.25 times the servicing fee for a high dollar volume of agency MSR. Sound crazy? Maybe, but servicing prices are at a 25-year high for low-coupon product.
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Bessent Suggests GSEs for U.S. Sovereign Wealth Fund

March 27, 2025
Dennis Hollier
The creation of a U.S. sovereign wealth fund could grease the skids for an end to the conservatorships of Fannie Mae and Freddie Mac.
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HUD Boots Non-Permanent Residents From FHA

March 27, 2025
Emmeline Willey
Non-permanent U.S. residents are no longer eligible for FHA mortgages, following a policy change announced this week.
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Lenders Likely to See More Lawsuits by Borrowers

March 27, 2025
Shannon Clark
Several consumer protection statutes provide borrowers a private right of action, including the Truth in Lending Act.
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CDFI Fund Appears Safe From Potential Cuts

March 27, 2025
James Dohnert
Recent communications from the White House seem to affirm that the CDFI Fund won’t face drastic cuts following a recent executive order.
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Lenders Support FHFA’s Recission of UDAP Compliance Requirement

March 26, 2025
Dennis Hollier
FHFA's move alleviates industry concerns of duplicative oversight of lender compliance with unfair or deceptive acts or practices requirements.
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Velocity Sees Record Profits in 4Q

March 21, 2025
James Dohnert
The lender is seeing strong demand from borrowers and the secondary market for non-agency business purpose loans.
Read More
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