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Tokenization Could Prompt Changes in ABS Market

September 18, 2025
Shannon Clark
The practice can be used to help boost transparency and accelerate settlements, according to industry experts.
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Fed’s Rate Cut Expected to Help Mortgage Originations

September 18, 2025
Brandon Ivey
The Fed cut the federal funds rate by 25 basis points this week and further cuts are expected. Even if interest rates on mortgages don’t come down much more, demand for loans is expected to increase.
Read More

Trump Administration’s Plans for GSEs Remain Unclear

September 18, 2025
Dennis Hollier
The Trump administration is ramping up discussions regarding reforms to the government-sponsored enterprises but it’s still not clear what the result will be. Whether Congress will take action is also an open question.
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Decline in Interest Rates Could Boost MSR Sales

September 18, 2025
Paul Muolo
There’s nothing like falling interest rates to nudge a mortgage company to sell MSR. But what if rates decline more than anticipated?
Read More

Industry Seeks Clarity on GSE Credit Score Changes

September 18, 2025
Dennis Hollier
Mortgage lenders and their partners are working to figure out how to implement both Classic FICO and VantageScore 4.0 credit scores.
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Democrats in House See Bipartisan Support on Housing Issues

September 18, 2025
James Dohnert
Democrats in the House offered 14 housing-related bills, many with bipartisan support.
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Figure’s IPO Met With Strong Demand From Investors

September 18, 2025
Abby Zimmardi
Figure Technology Solutions completed an IPO late last week, pricing the transaction at a higher level than anticipated and selling more shares than initially contemplated.
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Nonbanks Partnering With Depositories for Mortgages

September 18, 2025
James Dohnert
Regulatory challenges and rising origination costs are prompting community banks and credit unions to partner with nonbanks for mortgage lending.
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loanDepot’s Stock Price Soars; Lender M&A

September 18, 2025
Brandon Ivey and Paul Muolo
loanDepot’s common now trades for almost $5.00 a share after being close to $1.00 for much of the year. Theories for the shift include factors specific to the company or signs that the industry is turning the corner.
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LO Comp Rule Compliance Crucial in Spite of CFPB Pullback

September 15, 2025
Shannon Clark
The CFPB’s potential rescission of the LO compensation rule won’t fully exempt mortgage companies from the rule’s requirements, according to an industry attorney.
Read More
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