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News Briefs

November 14, 2025
Abby Zimmardi
Knock launches bridge loan product; Arrive Home expands Earned Equity Program; Angel Oak launches a rental AVM; Foundation Mortgage hires Samuel Bjelac.
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Refi Activity Rises in 3Q, Purchase Lending Wanes

November 14, 2025
Brandon Ivey
A reduction in interest rates boosted refinance activity during the third quarter of the year.
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Senators Push for P-Factor Adjustments in Basel

November 14, 2025
Shannon Clark
The Structured Finance Association applauded the senators' efforts.
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Short Takes: Rice Park Capital Acquires Rosegate Mortgage / Home Price Appreciation Rises Slightly / Mortgage Rates Mainly Flat / MISMO Seeks Comment on HUD Addendum

November 14, 2025
Shannon Clark
Rice Park says the "strategic" acquisition expands its capabilities across the mortgage value chain.
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Non-QM Market Could See Boost From GSE Reform

November 13, 2025
Abby Zimmardi
Non-agency industry participants are speculating how the non-qualified mortgage market would react if the government-sponsored enterprises go private.
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GSEs Slash CRT Activities in Third Quarter

November 13, 2025
Dennis Hollier
Fannie’s CAS and CIRT volumes fell sharply in the third quarter. Freddie STACR issuance was up from a weak second quarter, but ACIS volume was down 56.2%. (Includes data table.)
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Senators Urge Regulators to Tackle P-Factor in Basel

November 13, 2025
Shannon Clark
A letter last week from Senate Republicans bolstered the Structured Finance Association’s push for banking regulators to reassess the punitive weighting of the p-factor in securitization as part of a planned re-proposal of the Basel Endgame rule.
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Ellington Sees Strong Demand for Non-Agency MBS

November 13, 2025
Abby Zimmardi
In the third quarter of 2025, Ellington Financial was active with non-qualified mortgage securitizations.
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Index to Allow Investors to Hedge Ginnie Delinquency Risks

November 13, 2025
Emmeline Willey
Vista Index Services plans to release an index next month that will give investors an opportunity to hedge against delinquency risks in Ginnie MBS, rather than selling securities if there’s a downturn.
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UWM, Rocket Increase Refi Business on Tech Efficiencies

November 13, 2025
Brandon Ivey
Refi activity at United Wholesale Mortgage and Rocket Mortgage in the third quarter overshadowed any competing lenders.
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