In states with data privacy laws, the mortgage-denial gap between minority and non-minority mortgage borrowers is 3% lower than in states without the privacy laws, according to researchers.

Years after the agency first sought public comments on the regulation, the SEC’s Office of Structured Finance is interested in taking another crack at finding ways to improve the rules for ABS.

New studies show that the expectation of future climate risk effects the current behavior of lenders and CRT can be used to estimate the true cost of hurricane risk.

Non-QM securitizations are growing by leaps and bounds — and that’s keeping subservicers and the attorneys that review the deals quite busy.

Ginnie Mae signed a memorandum of understanding with South Korea’s state-owned government-sponsored enterprise to remove barriers to investments in housing.

The Mortgage Bankers Association has suggested the FHFA end its tri-merge process, replacing it with a single credit report rather than the bi-merge model as currently planned.

Home lending is picking up, but not dramatically. And that means mortgage bankers are being cautious about hiring.

The court’s decision may give the CFPB “some pause” as to how it approaches other reversals, according to industry attorneys.

The Trump administration and Republicans in Congress are aiming to restrict access to relief from the Federal Emergency Management Agency – or get rid of it entirely.

The community development financial institution won a lawsuit against its former chief of staff, Adam Levine, over a multi-million-dollar extortion scheme.