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Trump Administration Hints at New Mortgage Products

November 13, 2025
Dennis Hollier and Paul Muolo
FHFA Director Bill Pulte touted possibility of a 50-year fixed-rate mortgage. Also under consideration: transferable and portable mortgages.
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Stakeholders Seek More Details in FHFA’s Strategic Plan

November 13, 2025
Dennis Hollier
Lenders urged the regulator to spell out the GSEs’ conservatorship-era obligations that could apply even if Fannie and Freddie are released.
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FICO Sees Upper Hand in Mortgage Score Competition

November 13, 2025
Brandon Ivey
FICO is confident the mortgage market will continue to use its credit scores even as FHFA and credit bureaus push the adoption of VantageScore.
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Innovis Looks to Provide New Credit Report Options

November 13, 2025
James Dohnert
The fourth-largest credit bureau could help reduce the cost of credit report pulls for mortgage lenders.
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MSR Appetites Remain as Year Comes to a Close

November 13, 2025
Paul Muolo and John Bancroft
Sellers are looking to sell mortgage servicing rights before yearend, but at their price, not the buyer’s price.
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Fair Housing Complaints Surge as Enforcement Retreats

November 13, 2025
Shannon Clark
Overall, fair housing complaints increased in 2024, though complaints tied to real estate sales and mortgage lending declined.
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Retail Lending Share Increases in 3Q

November 13, 2025
Andras Malatinszky
Most of the gain came at the cost of the correspondent channel.
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Bill Seeks Forbearance for Federal Workers During Shutdown

November 13, 2025
Emmeline Willey
The bill would require servicers to grant 90 days of forbearance to certain federal employees during a government shutdown.
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Better Experiences Higher Losses in Third Quarter

November 13, 2025
Shannon Clark
CEO Vishal Garg says Better continues to anticipate break-even by the end of the third quarter of 2026.
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IG Says CFPB Information Security Ineffective

November 13, 2025
Shannon Clark
The bureau's information security program has regressed from fiscal 2024.
Read More
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