Some lenders announced increases in their conforming loan limits before an official announcement from the Federal Housing Finance Agency for 2026 limits.

Since 2009, Hanover Bank, a small community bank in New York, has had a strong focus on the non-agency market.

Several states are taking a closer look at home equity investment offerings, with some courts finding that they are exploitative.

American Pledge Foundation, a nonprofit, has launched a sustainable homeownership program that establishes a safety-net fund equal to 5% of a home’s value for the first five years of a loan.

Non-QM lender Pacaso receives $100 million credit facility from Texas Capital; Merchants Bank is using Blue Sage Solutions’ digital lending platform for its jumbo correspondent lending program.

Mortgage servicers have been putting in the hours to prepare for FHA’s expedited rollout of its new loss-mitigation waterfall beginning next month.

Fitch, S&P and Moody’s continued to dominate the ABS market’s key sectors: vehicle and business finance. The residential MBS business is spread out more among the five major ratings services. (Includes two data tables.)

The biggest growth was in agency pass-throughs, while bank trading accounts saw a small decline in agency CMOs. (Includes two data tables.)

Performance in the category varies by borrower type.

FCI Lender Services is seeing success subservicing securitizations of residential transition loans and other non-agency MBS.