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State Regulation

Home » Topics » Inside the CFPB » State Regulation
  • December 8, 2025
    By Shannon Clark

    Appeals Court Rules New York FAPA Applies Retroactively

    The court determined that when used retroactively, the new state foreclosure-protection law in New York doesn’t interfere with mortgage lenders’ due process rights.
  • December 8, 2025
    By Shannon Clark

    Servicers Held Liable in Convenience Fee Lawsuit

    A Maryland court ruled that Lakeview Loan Servicing and Nationstar Mortgage are subject to state prohibitions against charging convenience fees for monthly mortgage payments via phone.
  • November 24, 2025
    By Shannon Clark

    MBA Opposes NJ Effort to Apply CRA to Nonbanks

    The Mortgage Bankers Association and a local trade group said imposing Community Reinvestment Act requirements on nonbanks isn’t the way to address the barriers to homeownership.
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  • November 10, 2025
    By Shannon Clark

    Complaints About Student Loans Decline Sharply in 3Q

  • November 10, 2025
    By Shannon Clark

    MBA Raises Concerns Over Patchwork of State AI Laws

  • November 10, 2025
    By Shannon Clark

    CFPB Says FCRA Preempts State Credit Reporting Laws

  • October 27, 2025
    By Shannon Clark

    MBA Seeks Further Changes to New York CRA

  • October 13, 2025
    By Shannon Clark

    State Regulators Coordinate Enforcement Efforts

  • October 13, 2025
    By Shannon Clark

    California Enacts Mortgage Forbearance Act for Wildfire Relief

  • September 29, 2025
    By Shannon Clark

    Appeals Court Rules Against Bank in Preemption Case

  • September 29, 2025
    By Shannon Clark

    Mortgage Compliance Dataset to Ease State Exam Burden

  • September 15, 2025
    By Shannon Clark

    New York Reproposes State CRA Rule for Nonbanks

  • September 15, 2025
    By Shannon Clark

    Changes May be Coming to Illinois Mortgage Foreclosures

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Authors

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  • Lisa Burden
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  • Dennis Hollier
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