The state regulator will be the first to use the Mortgage Compliance Dataset for residential mortgage origination examinations. The MCD offers a uniform format for state and federal regulatory data exchange.

Community Reinvestment Act errors accounted for 6.0% of all violations cited by Fed examiners to banks last year.

In 2025, the CFPB didn’t engage in any fair lending supervisory or enforcement activity; instead, it closed about 180 prior supervisory actions related to fair lending.